Inside the Role
Support the Small Business Vocational Strategy by reviewing, analyzing, and implementing best practices specific to vocational specialized equipment and credit buying. Support analysts in building profitable annual vocational acquistions by improving & increasing book to approval and cashing percentages. Work with sales, remarketing and dealers to help minimize losses specifically due to vocational equipment. Train SME vocational analysts to ensure consistant buying practices on vocational equipment. Collaborate closely with other Regional Credit Managers in Small Business as well as other departments to ensure Customer One focus when resolving all dealer or customer issues. Provide insight and expertise in regards to vocational equipment and customers in collaboration with Daimler Truck North America and Daimler Truck Financial Services sales teams to ensure strategic growth in vocational segments. This position will also be assisting with the Canadian portfolio and applications and providing guidance/feedback to the NASC in Mexico.Posting Information
We provide a scheduled posting end date to assist our candidates with their application planning. While this date reflects our latest plans, it is subject to change, and postings may be extended or removed earlier than expected.
We Take Care of Our Team
Pay offered dependent on knowledge, skills, and experience
Benefits include annual bonus program; 401k company contribution with company match up to 6% as well as non-elective company contribution of 3 - 7% depending on age; starting at 4 weeks paid vacation; 15 calendar holidays; 8 weeks paid parental leave; employee assistance program; comprehensive healthcare plans and wellness programs; onsite fitness (at some locations); tuition assistance and volunteer paid time off; short-term and long-term disability plans.
What you drive at DTFS:
Review credit policies and procedures for efficiencies for the Small Business Credit department specifically for vocational segments. Assist with communicating the credit risk strategies to Small Business Credit Team to ensure adherence to local and global credit rules. Collaborate with DTNA and DTFS sales teams as well as Credit Operations in regards to finance programs tailored to vocational customers in order to strategically grow the DTFS portfolio.
Provide KPI monthly reports for analysis of portfolio performance related to delinquency, repossessions, volume, RoRac, and credit quality in order to make adjustments to meet goals specifically for vocational segments. Provide continuing education and training specific to vocational equipment. Maintain and build vocational training platform for the entire credit team. Ensure implementation of skills, strategy and knowledge is utilized for consistent credit analysis.
Work with Collections, Sales and Remarketing to review post mortem and losses on vocational customers. Identify trends in the vocational portfolio performance, looking at all risk aspects within those specific segments. Based on Business Cycle Management activities, be prepared to quickly identify and react to any downturn in economy and how it might impact current portfolio.
Attend monthly meetings in regards to portfolio performance and pricing. Work with Small Business Credit Manager and DTFS Sales team on overall credit strategies. Travel and present as needed to truck auctions, dealers, trade shows and body builders to support vocational strategy.
Review credit deals up to $1,000,000 that are outside LOA's for Analyst and/or Senior Analyst.
Knowledge you should bring
Exceptional Candidates Might Have:
Where We Work
This position is open to applicants who can work in (or relocate to) the following location(s)-
Charlotte, NC US, Fort Mill, SC US. Relocation assistance is not available for this position.Schedule Type:
Hybrid (4 days per week in-office / 1 day remote). This schedule builds our #OneTeamBestTeam culture, provides an unparalleled customer experience, and creates innovative solutions through in-person collaboration.Daimler Truck Financial is the captive financial services provider for the Daimler Trucks North America family of commercial vehicle products, including Freightliner Trucks, Western Star, SelecTrucks, Sprinter Vans, Thomas Built Buses and Fuso. We have specialized in financing commercial vehicles for more than 40 years. This proven experience gives us critical insights into helping businesses overcome challenges unique to the trucking industry. Additionally, we offer a range of financing solutions that can be customized to meet each individual business's needs, from owner-operators to large fleet managers and nearly every venture in-between.
To achieve our goal of being the first-choice provider of vehicle financial products and services that support our brands, dealers and customers, we are looking for talented, diverse and inspired people with the skills, experience and innovative spirit to provide a first-class experience at every turn. We are committed to providing a great workplace environment that fosters a culture of openness, support and camaraderie. Our employee programs and benefits are reflective of our values and are designed to promote growth, balance and wellness in many aspects of your career and life.
Additional Information
Applicants must be legally authorized to work permanently in the country of posting
Final candidate must successfully complete a criminal background check
Contractors, professional services, or other contingent workers should confirm with their local agency if they are eligible to apply for FTE positions
EEO - Disabled/Veterans
Daimler Truck Financial Services is committed to workforce inclusion and providing an environment where equal employment opportunities are available to all applicants and employees without regard to race, color, sex (including pregnancy), religion, national origin, age, marital status, family relationship, disability, sexual orientation, gender identity and expression (including transgender and transitioning status), genetic information, or veteran status.
For an accommodation or special assistance with applying for a posted position, please contact our Human Resources department at 503-745-8982 or toll free 800-206-3369. For TTY/TDD enabled call 503-745-2137 or toll free 866-355-6935