Senior Manager, Finance Performance Management, Cards & Loyalty

What is the Opportunity

As Senior Manager, Premium Cards Finance, you will collaborate with Finance & Credit Cards business partners to drive profitable growth through insightful business and financial analysis. With strong financial modelling skills, solid statistical understanding and exceptional business acumen, you will develop business cases, analytical frameworks and perform ad hoc analyses to guide business decisions. This role provides support for financial results and forecasting/planning processes. Applies extensive, in-depth knowledge, skills, and practices to perform complex assignments.

What will you do?

As the primary finance partner for Premium Cards segment team to deliver analysis and insights to support business case development, profitability analysis, program performance and strategic initiatives

• Collaborate with Credit Cards business and finance colleagues to setup new products requirements and ensure financial results are accurate
• Develop Credit Cards business case models to ensure consistency of financial analysis leveraging best practices, product profitability and campaign profitability data sets
• Enhancing finance effectiveness through forecast/planning model improvement, improve data insights, forecasting methodologies and reporting  
• Collaborate with partners across the Bank on key initiatives and ensure financials are accurate and insightful, to inform business decision making
• Create Premium Cards P&L for management reporting, portfolio performance management, and drive insights
• Responsible for reporting, forecast/planning, card networks and interchange reporting and analysis
• Responsible for establishing the proper ongoing governance structures with business partners
• Responsible for establishing key performance monitoring activities to track progress against key milestones and proactively identify profitable strategies to exceed targets
• Responsible for monthly financial reporting, business performance review and presentation to Senior Management Team
• Monthly reporting and analysis, including variances, accrual, invoices; and driving actionable insights and recommendations
• Proactively explore and implement opportunities to improve and streamline processes to increase capacity for deeper analysis and proactive deep-dives on topical areas of interest
• Co-ordinate and consolidate month-end reporting, and forecasting/planning FP&A related activities for Cards & Loyalty
• Ad hoc support for Cards & Loyalty team as required

What do you need to succeed?
Must-have

• Exceptional financial modelling and business partnering capabilities
• Extensive knowledge and understanding of Credit Cards and card networks
• Working in a matrix model, execute with a high degree of collaboration with partners and effectively influence stakeholders resulting in a better outcome via strong interpersonal skills and trust
• Ability to manage competing priorities within tight timelines
• Understanding of finance theory / application; understanding of financial / statistical concepts and approaches
• Excellent written and verbal communication skills and presentation skills; effective communicator and ability to influence and defend recommendations
• Previous track record working in a financial institution

Nice-to-have 

• Experience with Credit Cards, Loyalty and Rewards programs, Payments and Networks
• Experience with PowerBI, Tableau, Thinkcell, EPM, PeopleSoft

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• A world-class training program in financial services
• Flexible work/life balance options
• Opportunities to do challenging work

Job Skills

Accounting, Business Case Development, Business Performance, Decision Making, Financial Modeling, Financial Planning and Analysis (FP&A), Financial Reporting and Analysis, Interpersonal Communication, Month End Reporting, Performance Management (PM), Product Profitability, Results-Oriented, Teamwork

Additional Job Details

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTOTorontoCanada37.5Full timeOFFICE OF THE CFORegularSalaried2026-03-162026-04-13

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.