About this role:
Wells Fargo is seeking a...
In this role, you will:
- Conduct in-depth reviews of complex underwriting scenarios, including high-risk and high-value credit decisions
- Assess and monitor high credit line accounts to ensure adherence to risk tolerance and regulatory standards
- Analyze financial and investment documentation (tax returns, asset statements) for accuracy, suitability, and alignment with client profiles and regulatory expectations
- Lead loan reviews which include a complete re-underwrite of the loan file to assess the credit decision
- Research and validate the most complex and escalated loan files to ensure programs and company polices are followed
- Partner with other Loan Examination Specialists to meet decision quality evaluation deliverables while leveraging solid understanding of underwriting, and compliance guidelines
- Support and evaluate servicing and resolution processes for high net worth individuals, including clients within Wealth and Investment Management, Private Bank, and Premier Bank segments
- Collaborate with specialized business units to ensure tailored compliance and risk mitigation strategies for affluent and ultra-high-net-worth clientele
- Collaborate with immediate peers and more experienced management to report findings and recommendations
- Act as a mentor for less experienced staff
Required Qualifications:
- 4+ years of Underwriting experience, Loan processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Required Qualifications for Europe, Middle East & Africa only:
- Experience in Underwriting, Loan Processing, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Desired Qualifications:
- 10+ years of underwriting experience with a background in high line assignments, including a deep understanding of Wealth Management and experience with high value credit portfolios
- 5+ years of quality assurance experience
- Financial Statement Analysis: Ability to interpret complex financial documents, including tax returns, balance sheets, and income statements.
- Cash Flow Analysis: Understanding of personal and business cash flow to determine repayment capacity.
- Credit Risk Assessment: Proficiency in evaluating creditworthiness using credit scores, debt-to-income ratios, and other risk indicators.
- Communication: Excellent verbal, written, and interpersonal communication skills
- Portfolio Management: Experience managing large or complex credit portfolios, including exposure limits and diversification.
- Extensive knowledge of lending policy guidelines and procedures as evidenced by strong credit and compliance quality
- Track record of proactive problem solving, taking initiative, and effectiveness in resolving complex escalations timely and decisively to meet customer expectations
- Ability to manage multiple priorities, including managing a pipeline and supporting escalations while maintaining excellent quality
- Analytical skills focusing on problem solving, process improvement and customer impact in a rapidly changing environment.
- Ability to organize, re-prioritize, and manage multiple priorities in-order-to meet deadlines
Job Expectations:
- This position is not eligible for a visa sponsorship.
- Relocation assistance is not available for this position.
Posting End Date:
20 Nov 2025
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.