Portfolio Associate, Global Credit Finance

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As a Portfolio Associate in Global Credit Finance (GCF), you play a key role within a collaborative team that manages a multi-billion dollar portfolio of collateral assets, including Middle Market and Broadly Syndicated Loans, both as an administrative agent and participant lender. In this position, you are responsible for conducting fundamental credit analysis of loans, approving collateral asset levels for lender finance facilities, and overseeing portfolio management activities. This includes managing third-party data collection vendors and maintaining the internal portfolio management system. You work closely with a dedicated deal team to provide financing facilities to prominent private lenders, large asset managers, and sophisticated pension clients. You also collaborate with Clients, Sales/Distribution, Risk, Treasury, and other stakeholders during the screening process for new client collateral finance trade opportunities. Based in Toronto, you are part of a global team of dynamic, hardworking, production-focused professionals located in Toronto, New York, and London.

At CIBC we enable the work environment most optimal for you to thrive in your role. To successfully perform the work, you’ll be on-site full-time.

How You’ll Succeed

• Business Growth & Client Engagement: You contribute to the growth of the GCF credit financing business by supporting Pension, Insurance, Asset Manager, and Hedge Fund clients. In this role, you make recommendations on pursuing new Broadly Syndicated Loan (BSL) and Middle Market (MM) loan financing mandates, helping to identify and advance opportunities that align with client needs and business objectives.

• Credit Asset Management & Approval: You approve or escalate credit assets for inclusion in existing facilities, ensuring your decisions align with established procedures. You provide insights on initial asset marking and actively monitor your portfolio of loans to confirm that marks remain appropriate according to the terms of loan documents. By conducting detailed fundamental credit analysis of higher risk collateral assets, you help maintain the integrity of the portfolio. You also complete periodic portfolio reviews for existing transactions and stay up to date on industry and economic developments to understand their potential impact on portfolio loans.

• Technology & Data Management: You collaborate with internal systems developers and third-party partners to create and manage technology tools that help you better identify risk and early warning signals within the collateral asset portfolio. You also ensure that lender data is regularly uploaded to these technology tools, supporting accurate and timely portfolio management.

• Collaboration & Governance: You work in the spirit of transparency and collaboration with partners across Capital Markets Risk Management, Treasury, Accounting, Tax, and Legal. By demonstrating a keen understanding of current and evolving regulatory issues, as well as CIBC’s policies, guidelines, and procedures, you help maintain the highest standards of compliance. You also operate effectively within CIBC’s corporate governance practices, ensuring that all potential risks are appropriately addressed and that legal, reputational, and shareholder objectives are consistently met.

Who You Are

• You can demonstrate a minimum of 2+ years related experience in lender finance, corporate lending, leveraged finance, corporate finance, risk management or credit portfolio management.

• You can demonstrate knowledge of leveraged lending and lender finance loan structures and related loan documentation. Familiarity with loan warehousing and CLO structures is an asset. Familiarity with third party vendor products for the lender finance industry is an asset.

• You are digitally savvy. You leverage your intermediate to advanced expertise in Excel and VBA to drive efficiency and insights. You demonstrate working proficiency in Python and SQL, enabling you to develop robust data solutions and streamline portfolio management processes.

• You excel at communicating and managing competing priorities. Your superior communication skills enable you to collaborate effectively with stakeholders across multiple teams, while your strong time management abilities ensure you consistently deliver high-quality work within tight deadlines.

• You are dedicated to delivering an exceptional client experience. Your commitment to client satisfaction is evident in your proactive approach to understanding client needs, resolving issues efficiently, and consistently exceeding expectations through attentive service and tailored solutions.

• You thrive in dynamic, growth-oriented environments and embrace continuous learning. Your enthusiasm for expanding your knowledge enables you to adapt quickly to new challenges, while your collaborative spirit helps foster innovation and success within the team.

• Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability.
  
  #LI-TA

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.

• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).

• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-161 Bay St., 5th

Employment Type

Regular

Weekly Hours

37.5

Skills

Analytics Insights, Business Direction, Client Service, Communication, Corporate Lending, Credit Portfolio Management, Excel Databases, Finance, Finance Industry, Global Market, Identifying Opportunities, Marketing Strategies, Portfolio Management, Portfolio Reviews, Risk Management, Sales, Structured Products, VBA Macro