Investment Officer I

Pay Range: $73,536.00 - $98,010.00

Responsible for administering trust accounts and meeting with customers to provide periodic account reviews. Constructs portfolios from cash and adjusts holdings of new portfolios to comply with departmental guidelines with regard to asset allocation, sector weightings and security composition in accordance with account investment objectives. Monitors portfolios of accounts and makes adjustments as needed. Prepares investment proposals for a new business accounts and maintains a clear understanding of their objectives while making recommendations. Understands and stays updated of the current investment climate while ensuring that customers and Trust Division Officers are kept will informed. Reviews accounts annually to warrant that all are managed in accordance with the objectives of the account. Serves as a member of the Trust Investment Committee.

Education and Experience:

• Bachelors degree in Business or Finance , or equivalent education and experience
• 2 Years experience in managing investment accounts
• Courses in economics and finance helpful

Skills and Abilities:

• Ability to absorb information and reach conclusions about appropriate actions
• Effective interpersonal skills to work with individual clients and organization committees
• Proficient in Excel, Word and PowerPoint
• Ability to develop and present sales proposals
• Knowledge of investment markets, portfolio management, securities trading and trust industry

Unique Job Characteristics and Requirements:

Anticipate that person in this position would be working toward or have attained Accredited Fiduciary Investment Manager (AFIM) or similar designation.

Tasks Performed:

• 65% Administer trust accounts and meet with customers to update investment performance. Conduct portfolio management on all assigned accounts.
• 10% Monitor the current investment climate and keep both customers and Trust Division Officers informed of any relevant changes. Cooperates as a team player when interacting with departmental, divisional and company peers.
• 5% Assist in monitoring the organization’s investment portfolio, Prepare month end reports as required.
• 5% Execute securities trades and customer securities transactions.
• 5% Prepare investment proposals for prospective clients. Meets with new business customers to ascertain investment objectives and makes recommendations.
• 5% Review all trust accounts annually to ensure accounts are being managed correctly and in accordance with the objectives of the account.
• 5% Other duties as assigned.

Physical Requirements:

• Communicate effectively with internal and/or external customers
• Stationary 75% of time or greater
• Move Objects to Maximum 10 lbs

Why Work at NBT

At NBT we empower people to grow, innovate, and thrive through meaningful work, a supportive culture and opportunities to make a real impact in your community – because your success drives our success. 

Wellbeing 

At NBT, we value and support your wellbeing by offering generous time-off policies, wellness initiatives and flexible work arrangements, so you can thrive both personally and professionally. 

Community Involvement 

NBT believes community involvement fosters our success and the success of those around us. Through volunteer service and charitable partnerships, we empower our employees to make a positive impact beyond the workplace. 

Culture 

NBT believes in creating a workplace where every voice matters and every team member feels empowered to contribute. With supportive leadership, we foster an environment where employees are connected, inspired, and valued. 

Career Development 

Whether you’re just starting your career or serve in a senior leadership role, your growth and development are our priority. NBT provides a wide variety of development programs and tools for you to reach your full potential. 

Total Rewards 

NBT recognizes and rewards your contributions with competitive compensation, comprehensive benefits and performance-based incentives – ensuring you feel valued every step of the way.   

Business Stability 

NBT has built a reputation as a stable financial institution by growing our people and our business, evolving our processes and managing risk. We've weathered the market's ups and downs for over 165 years, all while charting a well-defined growth plan. 

Benefits for Full-Time Employees: 

• Generous Paid Time Off: At least 22 days annually, prorated in the year of hire. 

• Parental Leave: Six weeks of paid leave at 100% of your salary. 

• Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. 

• Dental and Vision Coverage: Ensuring your overall health and well-being. 

• Flexible Spending Accounts: For healthcare and dependent care expenses. 

• Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage. 

• Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage. 

• Voluntary Benefits: Including hospital, accident, and critical illness coverage. 

• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.

• Adoption Assistance: Supporting your growing family. 

• Tuition Reimbursement: Invest in your education and career growth. 

• Employee Assistance Program (EAP): Access to support and resources. 

• Pet Insurance: For all your furry friends.

• Financial and Banking Services: Various banking services benefits and financial planning assistance. 

Benefits for Part-Time Employees Working 20+ Hours/Week: 

• Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants. 

• Dental and Vision Coverage: Ensuring your overall health and well-being.

• Voluntary Benefits: Including hospital, accident, and critical illness coverage.

• Generous Parental Leave: Six weeks of paid leave at 100% of your salary. 

Benefits for All Part-Time Employees: 

• Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan for employees who work at least 1,000 hours in a calendar year, all designed to help secure your future

• Paid Sick and Safe Leave: For your health and safety. 

• Employee Assistance Program (EAP): Access to support and resources. 

• Financial and Banking Services: Various banking services benefits and financial planning assistance.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or assume sponsorship of an employment Visa at this time.