Business Banking Loss Forecasting Model Intern / Co-op II

DEPARTMENT OVERVIEW 

 
Co-op and Internship opportunities allow you to gain valuable work experience across a number of the businesses at TD. You will work with experienced colleagues, receive world class training, and be part of a community of students across TD, where you will have an impact, grow as individual and experience our culture of care. 

Our Co-op/Intern Programming is offered with select Co-op and Internship roles and is designed to help you better understand the TD business, build on critical career capabilities, and broaden your professional network. This program is designed to complement your on-the job experience and features: 

• Leadership talks with key Leaders from across the organization 

• Lunch and Learns on topics such as Innovation 

• Diversity and Inclusion and Personal Branding and so much more 

The Small Business Banking (SBB) & TD Auto Finance Risk Strategy team is responsible for the development, monitoring and execution of credit risk automation strategies and initiatives that will assist our business partners in achieving growth and profitability while supplying effective challenges to maintain the overall risk quality of our lending portfolios. 

JOB DESCRIPTION 

The team supports business (TDAF & SSB) growth within TD's risk appetite. The core function of team is to build Automated Risk Decisions (ARD) to get faster and more consistent credit decisions, to ensure we continue to gain market share and remain competitive in the marketplace. The team designs and maintains acquisition, offers and account management strategies. 

The team interacts with various teams frequently to ensure the alignment on objectives, compliance and governance: Business,  Policy, Credit Center, Model Development, Model Validation, Operational Risk, Technology etc. 

JOB REQUIREMENTS  

We’re proud to work with a group of diverse colleagues. If you have relevant experience that isn’t mentioned  

below, tell us about it in your resume or cover letter. 

• Currently enrolled in an Master in Finance, Accounting, Analytics, Data, Business/Commerce or related field 

• Must be enrolled in an undergraduate degree with the intent of going back to school at the start of your work term (requirement of all co-op/intern positions) 

Skills and Knowledge Required Prior To Going into Role: 

· Self-motivated: strong ownership mentality and can-do attitude 

· Understanding of Retail Credit Products and Credit Risk Metrics 

· Ability to handle multiple projects, manage timelines, and adapt to shifting priorities. 

· Comfort in dealing with a certain degree of ambiguity 

· Analytical thinking capabilities and knowledge on data extraction, data analysis and data visualization by 

leveraging a set of tools (i.e. SQL, SAS, Python and Tableau). Other tools such as Angoss would be considered an asset. 

· Communication skills and presentation skills 

· Prior experience in machine learning (e.g., Decision tree, XGBoost) and building models in MS Azure would be considered a strong asset 

ADDITIONAL INFORMATION 

• Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages). 

• We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest. 

• TD requires employees to reside in the country where the role is located, irrespective of remote working arrangements 

• TD is committed to providing you with the best candidate experience and internship in these unique circumstances. As such, work location and start dates are subject to change. 

We’re delighted that you’re considering building a career with TD. Through regular development conversations,  

training programs and a competitive benefits plan, we’re committed to providing the support our colleagues  

need to thrive both at work and at home.  

Colleague Development 

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed.  

You’ll have regular career, development, and performance conversations with your manager, as well as access to  

an online learning platform and a variety of mentoring programs to help you unlock future opportunities.  

Whether you have a passion for helping customers and want to expand your experience, or you want to coach  

and inspire your colleagues, there are many different career paths within our organization at TD – and we’re  

committed to helping you identify opportunities that support your goals.  

Training and Onboarding 

We’ll provide in-person training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. 

Interview Process