Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management.
Enterprise Risk Technology (ERT), partners with businesses and global functions across Citi to develop technology solutions for managing Compliance Risk, Enterprise Risk, Consumer Risk, Operational Risk, Internal Audit, and Enterprise Risk and Controls, aiming to build stronger, industry leading governance, risk and compliance (GRC) platforms that support business requirements, regulatory requirements and Consent Order deliverables.
The Full Stack Engineering Lead is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. There are typically multiple people within the business that provide the same level of subject matter expertise. Developed communication and diplomacy skills are required to guide, influence and convince others, in particular colleagues in other areas and external product vendors. Significant impact on the area through complex deliverables. Provides advice and counsel related to the technology or operations of the business. Work impacts an entire area, which eventually affects the overall performance and effectiveness of the sub-function/job family.
Job Responsibilities
- Design, develop, and maintain front-end and back-end components of web applications. Ensure seamless integration between client-side interfaces and server-side logic, delivering end-to-end features for various projects
- Leverage AI pair-programming tools (Github Copilot, Devin etc.,) to write and refactor code with unprecedented speed and efficiency.
- Impact the engineering function by contributing to technical direction and strategic decisions.
- Review and debug both human-written and AI-generated code to ensure reliability, security, and high performance. Use AI assistants to quickly identify bugs or suggest fixes, while applying your own judgement to maintain code quality and adherence to best practices
- Partner with multiple management teams to ensure appropriate integration of functions to meet goals as well as identify and define necessary system enhancements to deploy new products and process improvements
- Resolve variety of high impact problems/projects through in-depth evaluation of complex business processes, system processes, and industry standards
- Provide expertise in area and advanced knowledge of applications programming and ensure application design adheres to the overall architecture blueprint
- Utilize advanced knowledge of system flow and develop standards for coding, testing, debugging, and implementation
- Develop comprehensive knowledge of how areas of business, such as architecture and infrastructure, integrate to accomplish business goals
- Provide in-depth analysis with interpretive thinking to define issues and develop innovative solutions
- Serve as advisor or coach to mid-level developers and analysts, allocating work as necessary
- Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Job Requirements:
- 12-15 years of relevant experience
- Good working knowledge of source code control tools and technologies is a must.
- At least 5+ years of experience in financial services preferred, with experience in front middle and back-office technologies on large scale.
- Relevant 5+ years of experience in large scale Apps development as a Full Stack developer with experience using modern technology (e.g. Java, J2EE, Angular JS, SQL, Spring, Hibernate, ReactJS, NodeJs, Neo4, cypher queries).
- Back-end: Spring, Spring boot, Java 11+, Hibernate, Design patterns: Microservices, Docker, Kubernetes, Python, etc.
- Front-end JavaScript ES6+, HTMLS5, CSS3, working knowledge of Angular 13+ / React, Webpack, NodeJs, etc.
- Strong fundamentals of OOPS (Object Oriented Programming Standards) Concepts, Data Structures, and Algorithms
- Should have experience of developing and architecting integrated solution with non-functional requirements like scalability, high availability, consistency.
- Ability to write "Clean code" using Core Java, JEE, Collections, Multithreading
- Experience with Spring Framework - Spring Boot, Microservices at the minimum, plus experience with additional tools/frameworks/components from the Spring tech stack is highly desirable.
- Strong experience with API and Web Services development using REST/SOAP protocols
- Fundamental database concepts and experience with a relational database (MSSQL, Oracle) or NoSQL platforms. Ability to write and optimize complex SQL queries. MongoDB experience is desired.
- Must have a good understanding of Unit testing, test coverage.
- Ability and willingness to work across multiple tools, frameworks, and technology stacks.
- Fundamental understanding of and experience with cloud platforms such as Docker, Kubernetes
- Usage of Swagger/Open API specification to define, document, implement and test APIs
- A good understanding of Standard, Enterprise Design Patterns, and SOLID principles
- Should have good understanding of Containers, docker deployment.
- Relevant knowledge with testing frameworks like JUNIT, Cucumber, Jasmine/Mocha
- Experience in performance tuning of application and analyzing issues using tools like JProfiler / AppDynamics etc.
- Experience in performing effective code and design reviews.
- Experience in High-Speed Messaging platforms such as KAFKA Solace PubSub
- Experience with Continuous Integration / Continuous Delivery technologies and tools. Experience with Jenkins is a plus.
Education:
- Bachelor’s degree/University degree or equivalent experience
- Master’s degree preferred
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Job Family Group:
Technology
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Job Family:
Applications Development
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Time Type:
Full time
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Primary Location:
Rutherford New Jersey United States
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Primary Location Full Time Salary Range:
$142,320.00 - $213,480.00
In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
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Most Relevant Skills
Please see the requirements listed above.
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Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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Anticipated Posting Close Date:
Apr 29, 2026
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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View Citi’s EEO Policy Statement and the Know Your Rights poster.