Software Engineer - Payments

• Experience with Java/Kotlin and Spring Boot, focused on high-availability distributed systems.
• Design and operate microservices within complex, event-driven architectures using Kafka to process transactions at scale.
• Flexible hybrid working with 2 days a week in our Sydney office to connect and collaborate.

Write your story with a career at Zip

Join Zip’s Technology function, responsible for building and maintaining seamless, secure and sustainable platforms that enable customers to shop with confidence and merchant partners to grow their brands.

With a broad remit for products ranging from Card lifecycle management and Open Banking to integration with New Payment Platform and Payment Gateways, our Payments squad works with the very latest tech to solve complex, interesting challenges at scale. As part of this team, you'll learn and grow through experimentation, enhancing existing features and building new ones, with the backing of a tight-knit team.

What you’ll own

• Design, build, and operate reliable systems that process financial transactions at scale.
• Deliver well-scoped features end-to-end while contributing to the quality and performance of the systems your team owns.
• Collaborate with engineers, product managers, and stakeholders to build great products.
• Maintain operational excellence by participating in a rotating on-call support roster to support systems in production 24/7.
• Perform effective code reviews and contribute to solution design discussions with guidance from senior engineers.

What you’ll bring to the team

• Strong backend expertise in Java or Kotlin with Spring Boot.
• Experience with relational databases such as SQL Server, Oracle, or Postgres.
• Solid understanding of engineering best practices, including Agile development, Design Patterns, and TDD.
• Experience with microservices and event-based architectures - we use Kafka.
• A mindset that embraces AI and new tools to adapt, learn, and grow.
• An aptitude for identifying and managing risks, understanding that we are all leaders at Zip.
• Our values in your DNA: Customer First, Own It, Stronger Together and Change the Game.

What you’ll get in return

As we write this next exciting chapter in our story, we will continue to move at pace and embrace change. For you, this might mean opportunities to learn new skills with hands-on experience, broader responsibilities, or the buzz of seeing your work impact customers faster.

Zip is a place where you'll get out exactly what you put in. When you join the team, we'll do our best to make sure you can be yourself and surround yourself with smart, friendly colleagues and leaders who have your back, so that you can make the big things happen.

Zipsters tell us these are just some of the best things about working here. You'll also receive:

• 25 days paid leave annually, including birthday leave and quarterly wellbeing days.
• 16 weeks paid parental leave for primary carers, and 4 weeks for supporting carers.
• Family support policies including miscarriage bereavement leave and domestic violence leave.
• Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access to Sonder, and discounted private health insurance.
• Learning & Giving back: 2 days each for volunteering, study, and religious or cultural leave per year.
• Perks: Fee-free Zip products, merchant discounts, and weekly free lunches in our Sydney office.

Be a part of a team that reflects the diversity of our customers

We pride ourselves on being a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique. Equally, we're committed to ensuring our recruitment processes are accessible and inclusive. Please let us know if there are any adjustments that need to be made to ensure you have a fair and equitable experience.

And finally... get to know us

Zip Co Limited (ASX: ZIP) is a digital financial services company, offering innovative, people-centred products. Operating in two core markets - Australia and New Zealand (ANZ) and the US, Zip offers access to point-of-sale credit and digital payment services, connecting millions of customers with its global network of tens of thousands of merchants.

We’re proud to be a values-led business and our values - Customer First, Own it, Stronger Together and Change the Game - guide us in everything we do.

#LI-Hybrid