Job Description
To evaluate business portfolios risk, makes final credit decisions on complex credit structures (mandate permitting), forms part of a credit committee for applications outside of delegated authority, interacts with other departments regarding credit strategy and credit growth areas, manages, coaches and mentors' team, drives the implementation and adaptation of new and revised credit policies.
- Drive an increase in the average balance of assets as defined in the Financial Performance Report of the Business
- Reduce/Maintain percentage of non-performing loans as a percentage of total book (within Business book) within approved targets.
- Deliver exceptional Credit service that exceeds customers expectations through proactive, innovative and appropriate solutions which are in the best interest of the Bank and the client.
- Tailoring financial solutions, within credit- and legislative framework, to assist business and retain clients.
- Approve credit up to a limit in a personal limit capacity and form part of various credit committees.
- Cultivate and manage objective working relationships with a variety of stakeholders, most prominently being business and credit committee members up to Senior Credit Risk Committee and International Commercial Credit Committee level (International level).
Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
16/01/26
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.