We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit CIBC.com
What you'll be doing
As a Senior Manager, Retail Credit Risk on the Client Credit Risk Analytics team, you'll play a critical role in ensuring the effectiveness and integrity of CIBC's adjudication systems, including CASA and Compass. You'll provide leadership and strategic direction for credit risk management initiatives, working closely with partners in analytics, quality assurance, technology, and product process teams. Your expertise will help drive the successful implementation and ongoing management of credit risk platforms, supporting robust controls and regulatory compliance, including OSFI reporting. You'll leverage your technical skills to oversee system functionality, analyze data, and support projects and changes related to retail lending and credit cards. By collaborating with cross-functional teams, you'll help sustain a resilient and innovative credit risk management environment.
At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.
How you'll succeed
Technical expertise - Provide credit risk management leadership and strategic direction related to adjudication projects and initiatives. Develop and support credit risk requirements and ensure the successful implementation of new systems & platforms for the purpose of achieving and sustaining a robust credit risk management infrastructure.
Risk Management & Analytics – Cooperate and collaborate with partners to collectively manage the overall risk profile and control framework through development and maintenance of risk platforms. Use data-driven processes to effective lead and manage system implementations and changes
Innovation and Change Management – Exercise strategic vision and act as a change agent for Risk Analytics and Credit Decisioning through innovative and creative thinking, leading change required to optimize effectiveness and achieve stated objective
Relationship Management and Collaboration - Build and maintain ongoing partnerships with key partners across Risk, Product, and Technology, Marketing and Operations. Work closely with various teams towards a common goal and coordinate risk activities as required.
Who you are
You have deep technical expertise. You’re proficient in SQL, Databricks, and Excel, with additional experience in PowerBI, Python, or Tableau considered an asset.
You’re an experienced risk manager. You bring 5+ years of experience in retail lending and credit card adjudication, credit risk management, and portfolio performance strategies.
You understand systems and platforms. Knowledge of adjudication systems such as Provenir, CASA, Compass, Decision Manager, or Triad is an asset.
You have a strong educational background. You have a degree or diploma in Computer Science, Business, Statistics, Finance, or a related field, or equivalent experience. Lean Six Sigma and Project Management certifications are nice to have.
You’re analytical and detail-oriented. You excel at conceptualizing, researching, and translating analytical findings into actionable recommendations.
You embrace and champion change. You continuously adapt and innovate to optimize effectiveness and achieve objectives.
Values matter to you. You bring your real self to work and you live our values – trust, teamwork, and accountability.
#L1-TA
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
*Subject to plan and program terms and conditions
What you need to know
CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com
CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise.
You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.
Job Location
Toronto-81 Bay, 31st FloorEmployment Type
RegularWeekly Hours
37.5Skills
Analytical Thinking, Credit Decisions, Credit Risk Management, Group Problem Solving, Retail Credit, Risk Monitoring, Risk Reporting