About this role
Wells Fargo is seeking a Senior Lead Risk Analytics Consultant to support the Decision Science function within the Credit Card organization, with a primary focus on digital (third‑party and on‑us) origination channels, as well as branch‑based originations. This role is ideal for a seasoned analytics professional with deep expertise in credit card strategy, origination optimization, valuation, and risk‑based decisioning.
You will play a critical role in shaping the credit card acquisition strategy by leveraging advanced quantitative techniques, developing valuation frameworks, and partnering closely with business leaders to drive data‑informed decisions across digital and branch channels. Learn more about the career areas and business divisions at wellsfargojobs.com.
In this role, you will
You will leverage deep expertise in existing card customer strategies and advanced methodologies to develop valuation frameworks that inform strategic decisions. The role requires strong capabilities in qualitative and quantitative analysis, with a solid foundation in mathematics, statistics, economics, and financial valuation.
Act as an advisor to experienced leadership to develop, influence, and interpret analysis for monitoring and oversight of portfolio and deliver insight and decision strategies, with long term goals for highly complex business analysis and modeling companywide
Lead the strategy and resolution of highly complex and unique challenges requiring strategic, advanced analytical, inductive thinking, and performance monitoring
Extract data to provide statistical and financial modeling companywide, delivering solutions that are long term, large scale, and require vision, innovation, and coordination of highly complex activities and guidance to others
Provide vision, direction, and expertise to experienced leadership on implementing innovative and significant business solutions that are large-scale, companywide strategies
Engage with all levels of professionals and managers companywide
Act as an expert advisor to experienced leadership
Required Qualifications
7+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
Desired Qualifications
Advanced proficiency in Python and SAS for data analysis, modeling, and strategy development
Strong SQL skills with experience extracting and manipulating large, complex datasets
History of developing and supporting credit card strategies, including credit origination, line increases/decreases, balance transfers, and product upgrades
Strong math and quantitative skills with experience developing and supporting statistical models
Expertise in financial cash‑flow valuation, including NPV and CLV frameworks
Ability to develop and analyze income statements and interpret financial outcomes
Deep knowledge of credit card originations, including digital third‑party, on‑us digital, and branch channels
Hands‑on experience with Python and SAS, risk analytics, predictive modeling, and decision‑strategy development
Strong communication skills with the ability to synthesize complex data into clear recommendations for senior leadership
Experience collaborating with cross‑functional partners (Product, Marketing, Risk, Decision Science, etc.)
Graduate degree or MBA in statistics, economics, mathematics, or a related quantitative field
Job Expectations:
Ability to travel up to 15% of the time
This position offers a hybrid work schedule
Visa sponsorship is not available
Job posting may come down early due to volume of applicants.
Posting Locations:
2200 Concord Pike, Wilmington, DE 19803
401 Las Colinas Blvd, Irving, TX 75039
550 S Tryon Charlotte, NC 28202
Required locations listed above. Relocation assistance is not available for this position.
Posting End Date:
26 Mar 2026*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.