WELLS FARGO

Senior Fraud & Claims Operations Representative

CHARLOTTE, NC Full time

About this role:

Wells Fargo is seeking a Senior Fraud & Claims Operations Representative in Line of Business Referral (LOBR) within Fraud & Claims Management.  Find out why we’re the #1 financial services company to grow YOUR career. Apply today.


In this role, you will:

  • Support fraud and claims functional area by proactively identifying opportunities to improve customer experience, and offer ideas to mitigate risks through effective authentication of customers in order to detect and prevent fraudulent activity
  • Perform complex customer support tasks by utilizing solid communication (inbound and outbound), verbal and written, skills to establish rapport with customer and to deescalate difficult, as well as sensitive information researched as a part of resolving a claim
  • Oversee multiple claim types, take appropriate action to decision the case using multiple systems and applications, and may contact third parties for research, as needed
  • Support team performance in identifying gaps in bank processes, procedures, customer, or colleague decisions
  • Provide feedback and present ideas for improving or implementing processes and tools within fraud and claims functional area
  • Provide subject matter knowledge and interpretation of procedures to less experienced staff
  • Interact with fraud and claims functional area on a wide range of information as well as with external customers


Required Qualifications:

  • 18+ months of Customer Service, Financial Services, Fraud, or Investigations experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • 6+ months of fraud claims, detection, or prevention experience or banking financial operations experience 

  • Strong analytical and problem-solving skills with high attention to detail and accuracy 

  • Ability to navigate multiple computer systems, applications, and utilize search tools to find information 

  • Knowledge and understanding of financial crime, fraud, scams, and risk management

  • Ability to organize and manage multiple priorities

  • Experience supporting other employees to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic environment 

  • Ability to work effectively, as well as independently or as a team, in a results-driven environment while managing own caseload within timeframe expectations 

  • Ability to achieve high production and quality standards

  • Universal Workstation experience

  • Excellent verbal, written, and interpersonal communication skills 

  • 6+ months of experience providing strong customer service while listening, eliciting information efficiently, comprehending, and resolving complex customer issues 


Job Expectations:

  • Training schedule: 6 weeks, Monday - Friday 8:00am - 5:00pm EST (little flexibility)

  • Regular schedule: Tuesday – Saturday or Sunday – Thursday, flexible between the start time of 7am to 10am EST

Job Location:

  • 1525 W W T Harris Blvd., Charlotte, NC 28262

Posting End Date: 

16 Dec 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.