Senior Analyst - CIB Modelling

End Date

Thursday 07 May 2026

Salary Range

£51,777 - £57,530

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

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Job Description

JOB TITLE: Senior Analyst - CIB Modelling

SALARY: £53,073 - £58,970

LOCATION(S): Leeds, Bristol or Edinburgh

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

What you’ll be doing

An exciting opportunity has arisen for a highly motivated applicant to join the Corporate & Institutional Banking Modelling team, which is part of Risk Science. Risk Science itself is a large collaborative team that thrives in a changing and fast paced environment. This role offers considerable scope for personal development, whilst building an in-depth knowledge of Corporate & Institutional Banking and its clients.

As an integral member of the team, you will contribute to the development, maintenance and validation of our diverse suite of Probability of Default (PD) models which are used throughout Corporate & Institutional Banking. These models play a key role in the calculation of regulatory capital, impairment, credit sanctioning, pricing decisions and portfolio reporting.

We're looking for a candidate with a numerical or statistical qualification to a minimum of degree level or equivalent or be qualified by experience. You’ll have strong written and verbal communication skills, knowledge of statistical modelling techniques and Python, SAS, SQL and other programming and data mining skills.

About Risk Science

Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling and customer insights. The team support the wider Risk division by:

• Delivering sophisticated data analytics and modelling to support commercial and corporate customer needs and credit decisions across the credit life cycle.
• Supporting the bank’s prudential requirements such as capital and impairment allocation, and capital optimisation.

We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.

In Risk Science we follow a clear set of principles which promote a positive, collaborative and creative culture. You'll find we're genuine about equal opportunity and deeply value diversity - all with a culture built around advancing the best in our people.

Some of the activities you'll be involved in are:

• You’ll support the team to design, develop and deliver our PD models to meet regulatory and internal requirements and support model validations to ensure continued model performance.
• Build relationships with business partners across the organisation to understand requirements and develop effective modelling and analytical solutions.
• With experience, you’ll take ownership of your own projects and follow these through the end-to-end governance process. The governance process will involve you communicating and presenting at all levels to gain support and approval of models through strong stakeholder management.
• You’ll provide quantitative and theoretical support to other team members and key partners.
• Contribute to the development of the Risk Science team, sharing learning and knowledge and participating in team initiatives to build a positive team culture.

Why join us?

Join us and, give us your best and we’ll give you ours. Here, you’ll make a difference to customers, you’ll enjoy a fulfilling career where you’re free to be yourself. Great colleagues, amazing workspaces, hybrid working and huge career opportunities-you’ll find them all here.

What we’re looking for?

• Comfortable working with numbers and have either a good degree in a numerate subject or two years of quantitative experience gained in previous roles.
• Two years of experience in the use of programming languages (e.g., Python, SAS, SQL) to manipulate data. Practical experience in statistical credit-risk modelling techniques and methods is also desirable, but training will be provided.
• Analytical problem solvers, able to work creatively with data to draw out insight and answer business questions.
• Effective communicators, building positive relationships with partners and communicating recommendations clearly to influence business decisions.
• Well organised and able to manage their own workload while adapting to changing priorities.
• Proactive in progressing their own personal development and collaborating with others to improve the culture of the wider team.

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you:

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.​

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.​

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual performance-related bonus
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 28 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Like what you hear? Join us!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.