About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
This role is essential in establishing and maintaining efficient and compliant contracting activities that support business growth while managing customer, partner, distributor and vendor risks. You will be supporting regulatory and legal advisory, partnering closely with commercial, operations, and product teams to ensure risk mitigation and legal soundness in business transactions and products. This role is critical to driving business objectives through legally sound contracting practices.