Principal AI Engineer

About Figure

Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. 

By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes.

Together with our 170+ partners, we’ve originated over $22 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. 

We’re proud to be recognized as one of Forbes’ Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance.

About the Role

Each member of the AI Engineering team plays an integral part of what we are building at Figure.  We leverage advanced techniques in generative AI, LLMs, machine learning, and cloud platforms to streamline, automate, and optimize how Figure operates. If you are interested in working with an impressive team of AI and data pros who collaborate and challenge each other, and want to solve interesting problems to propel the company’s growth, apply now! 

What You’ll Get To Do

• Develop and optimize generative AI technologies to streamline, automate, and optimize Figure 
• Train, fine tune, and deploy LLM solutions trained on our expansive proprietary data.
• Develop custom models and algorithms to apply to large datasets, as well as processes for monitoring and analyzing their performance.
• Mine and analyze data to build and train ML models that optimize customer experiences, customer acquisition, underwriting and other business outcomes.
• Work with stakeholders throughout the organization to identify opportunities for leveraging AI to improve business processes.
• Collaborate cross functionally to deploy AI solutions and monitor outcomes.

What We Look For

• 8+ years of hands on experience building and deploying NLP and ML models in real world production systems.
• Hands-on experience training, fine tuning, and/or deploying LLMs.
• Experience developing in Kotlin or a background in consumer finance is a huge plus.
• Strong problem solving skills with an emphasis on translating real-life problems into a concrete model development strategy. Blend academic rigor with a sense of pragmatism for rapidly prototyping and delivering solutions.  
• Experienced in using Python for analysis and modeling
• Experience using web services (GCP, AWS), and distributed data/computing tools (Ray, Spark, Map/Reduce, Hadoop, Hive, etc.)
• Excellent cross-functional communication skills. 
• Ability to thrive in a fast-paced environment.

Salary

• Base Compensation Range: $176,000.00 - $264,000/yr
• 25% annual bonus target, paid quarterly 
• Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  Employer-paid life and disability insurance
  11 observed holidays and PTO plan
  Up to 12 weeks of paid family leave
  Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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