About this job
Each year, CarMax Auto Finance (CAF) helps CarMax customers with vehicle financing and optional protection products. The Manager of Credit Risk is responsible for providing analytical leadership and support for the effective management and growth of CAF’s portfolio of originations, including voluntary protection products, originations and portfolio management functions. The Manager develops and maintains an understanding of key business metrics in the areas of credit underwriting, pricing, loss forecasting and/or consumer activities to effectively manage these areas and is willing to think creatively to drive change as the business evolves. The role provides the opportunity to understand, communicate, and influence CAF objectives and processes to the larger CarMax organization.
What you will do
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Purpose of the role
Our company’s success is motivated by our customer-centric, data-informed approach to problem solving, with an unparalleled focus on a company culture that supports our associates and our community. This role will have a direct hand in this effort by leveraging your creative, analytical abilities to innovate and develop strategies that position CarMax Auto Finance ahead of the industry curve. It takes a tenacious enthusiasm for problem-solving combined with an inherent passion for doing what’s right, to balance the needs of the business and our customers in these endeavors. You will be entrusted to work independently, in an environment that is collaborative, fast-paced, and teamwork-centric. A candidate will use advanced analytics to provide business insights and recommendations to business leaders at all levels of the organization. The candidate will guide others and/or personally develop presentations and effectively communicate their analyses, insights and recommendations to the Senior Leaders of the organization. This Associate must be passionate about using data to drive business decisions, have experience working within an analytical team, and have the ability to independently manage a team and/or independently own a part of the analytical business.
Qualifications and Requirements
Work Location and Arrangement: This role will be based out of the CarMax Auto Finance office (Kennesaw, GA) and associates will work onsite 5 days per week.
Work Authorization: Applicants must be currently authorized to work in the United States on a full-time basis. Sponsorship will be considered for this specific role.
CarMax Core Values
The Strategy department tackles complex problems while striving to be a great representation of CarMax’s 4 core values:
Do the Right Thing: We prioritize maintaining the culture of integrity which has set CarMax apart in the used car industry, and promote a respectful and inclusive environment at work
Put People First: We’re focused on nurturing associate development and on maintaining a healthy work culture, while also making sure our customers are offered a great experience
Win Together: Teamwork is essential to what we do; we regularly learn from each other and draw on each other’s expertise and perspectives
Go for Greatness: We continually improve our abilities and the products that we support, to reinforce CarMax’s position as an industry leader
About CarMax
CarMax disrupted the auto industry by delivering the honest, transparent, and high-integrity experience customers want and deserve. This innovative thinking around the way cars are bought and sold has helped us become the nation’s largest retailer of used cars, with over 200 locations nationwide.
Our amazing team of more than 25,000 associates work together to deliver iconic customer experiences. Along the way, we help every associate grow their career and achieve their best, at work and in their community. We are recognized for our commitment to training and diversity and are one of the FORTUNE 100 Best Companies to Work For®.
Our Commitment to Diversity and Inclusion:
CarMax is committed to bringing together people from different backgrounds and perspectives, providing employees with a safe, welcoming, and inclusive work environment.
CarMax is an equal opportunity employer, and all qualified candidates will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, protected veteran status, disability status, or any other characteristic protected by law.
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application
Upon an applicant's request, CarMax will consider reasonable accommodation to complete the CarMax Job Application.