Manager, Credit Provisioning, Analysis and Measurement

What will you do?

• Assist the Director in providing business and risk subject matter content and analysis related to credit risk and provisioning.
• Acquire an advanced understanding for how we forecast and assess expected credit losses (ECL) across retail and wholesale portfolios, which drives both ACL and PCL.
• Develop innovative software applications that drive significant value in terms of monitoring credit risk from a financial market, macroeconomic and portfolio perspective. 
• Apply data engineering skills to create highly compelling data assets that empower applications, business intelligence tools and analytics that you will help create and/or maintain. 
• Apply leading data visualization skills to productionalize highly compelling and automated reporting that drives insight and actionable outcomes for managing credit risk.
• Prepare reports for review and challenge, ensure segregation of duties, and controls are met.
• Identify and implement automation and AI adoption that drive significant value for the firm.
• Keep abreast of macroeconomic, regulatory, accounting and other financial industry developments as they relate to credit risk management and provisioning.
• Understand RBC vision, as well as support and reinforce targeted behaviours that contribute to RBC goals. Comply with all bank policies including SOX controls as appropriate.
• Provide focus and clarity in establishing individual goals, driving performance management, and supporting career development.

What do you need to succeed?

Must-have

• 2+ years of prior experience of developing risk analytics and performing financial analysis.
• Intermediate to advanced programming skills (Python, SAS, SQL) with prior experience creating compelling applications.
• Intermediate to advanced data engineering skills with prior experience in feature engineering, ETL pipelines, and data architecture.
• Intermediate to advanced data visualization skills utilizing BI programs (e.g. Tableau) and/or programming languages (e.g. Python).
• Ability to think critically and innovative mindset.
• Ability to prioritize, handle multiple tasks under pressure and meet time-sensitive deadlines.

Nice-to-have

• A knowledge of credit risk and the IFRS9 or CECL accounting standards.
• Prior experience in performing financial analysis.

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. At RBC, you will have opportunities to:

• A comprehensive Total Rewards Program including bonuses and flexible benefits.
• competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• A world-class training program in financial services.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities within the team.

Job Skills

Accounting, Collaborating, Credit Risks, Critical Thinking, Data Architecture, Data Engineering, Data Visualization, Data Visualization Design, Economic Analysis, Financial Analysis, Financial Markets, Python (Programming Language), Risk Analytics, Risk Management, Structured Query Language (SQL), Tableau (Software)

Additional Job Details

RBC CENTRE, 155 WELLINGTON ST W:TORONTOTorontoCanada37.5Full timeGROUP RISK MANAGEMENTRegularSalaried2026-04-222026-05-09

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.