Machine Learning Engineer II, Fraud Risk Modeling

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. 

Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers’ expectations while making a real impact for our company through our shared purpose. 

When you join our company, we want you to feel valued, supported and proud to work here. That’s why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers.

Overview: GEICO’s Fraud Risk Modeling team is building a centralized, multi-modal fraud defense ecosystem that unifies claims, payment, and identity risk assessment. As a Machine Learning Engineer II, you will take ownership of critical ML components, deliver production-grade models, ensure our fraud detection capabilities are robust and high-performing, and help evolve our fraud platform at scale.

This role is ideal for engineers who are comfortable operating independently, making technical tradeoffs, and delivering reliable ML systems in production.

Key Responsibilities

ML System Ownership

• Design, implement, and maintain production ML models and features for fraud risk assessment.
• Own model components across the full lifecycle: from data preparation and feature engineering to deployment and monitoring.
• Improve model accuracy, stability, and interpretability through experimentation and iteration.

Platform & Pipeline Engineering

• Build and enhance scalable ML pipelines supporting batch and real-time fraud decisioning.
• Build monitoring and alerting to detect data drift, model degradation, and system failures.
• Optimize performance and reliability of ML services under production traffic.

Technical Collaboration & Mentorship

• Collaborate with Senior and Staff engineers on system design and architecture decisions.
• Write high-quality, well-tested code and contribute to shared ML libraries and tooling.
• Provide guidance and code reviews for junior engineers (MLE I).
• Translate business and fraud domain requirements into technical ML solutions.

Operational Excellence

• Participate in on-call rotations or incident response related to ML services.
• Ensure ML systems meet security, privacy, and regulatory requirements.
• Contribute to technical documentation and best-practice sharing across teams.

Minimum Qualifications

• Bachelor’s degree in Computer Science, Machine Learning, Statistics, Mathematics, or a related field.
• 3+ years of hands-on experience building, deploying, and operating ML systems in production.
• Strong proficiency in Python (and/or Java) with a focus on production-quality code.
• Experience with end-to-end ML lifecycle management, including monitoring and retraining.
• Familiarity with distributed systems, data pipelines, and cloud-based ML infrastructure.

Preferred Qualifications

• Experience in Fraud Detection, Risk Modeling, Trust & Safety, or Identity systems.
• Hands-on experience with big-data technologies (Spark, Snowflake, Redis, Kubernetes).
• Familiarity with workflow orchestration tools like Airflow.
• Exposure to feature stores, real-time ML serving, or graph-based modeling.
• Familiarity with model explainability, fairness, or governance in regulated environments.

 

Annual Salary

$105,000.00 - $215,000.00

The above annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate’s work experience, education and training, the work location as well as market and business considerations.

 

GEICO will consider sponsoring a new qualified applicant for employment authorization for this position.

 

The GEICO Pledge:

Great Company: At GEICO, we help our customers through life’s twists and turns. Our mission is to protect people when they need it most and we’re constantly evolving to stay ahead of their needs.

We’re an iconic brand that thrives on innovation, exceeding our customers’ expectations and enabling our collective success. From day one, you’ll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people’s lives.

Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career – and your potential – in mind.  You’ll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels.

Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose.

As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers.

Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future.

• Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family’s overall well-being.
• Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance.
• Access to additional benefits like mental healthcare as well as fertility and adoption assistance.
• Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year.

The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled.

GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.