Finance Analyst

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Finance

Pay Details:

$69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview

TDAF Finance team provides end‑to‑end financial stewardship for TD Auto Finance, supporting sustainable growth, transparent reporting & forecasting and thoughtful strategic leadership aligned to TD Bank Group’s financial strategy. The team partners closely with business leaders and stakeholders across the enterprise to deliver timely financial insights, support business growth, and P&L optimization, while continuously strengthening controls, processes, and decision support.

Job Description

Reporting to the Senior Finance Group Manager, TDAF Finance, the Finance Analyst supports the expense and FTE management portfolio for TDAF. This role is accountable for delivering value‑added management reporting, financial analysis, and advisory support related to operating expenses, headcount, and workforce-related drivers. The position supports both monthly reporting and close activities, as well as forecasting and planning, with a strong emphasis on accuracy, insight, and continuous process improvement. Additionally, the Finance Analyst supports various value add ad-hoc request as required.

This role operates as a trusted finance partner to the business and plays a key role in ensuring resourcing and spend decisions are aligned to business priorities, risk appetite, and the TD enterprise strategy.

Key Responsibilities

• Produce and enhance monthly expense and FTE management reporting, including close support, variance analysis, and commentary, with a strong focus on accuracy, completeness, and timeliness

• Analyze expense drivers, productivity metrics, and headcount movements, providing clear insights into trends, risks, and opportunities across TDAF

• Support annual planning and quarterly forecasting processes related to expenses and FTEs, including scenario analysis and sensitivity assessments

• Partner closely with business leaders, HR, and other finance teams to provide financial advisory support.

• Prepare executive‑ready materials (decks, summaries, and ad‑hoc analysis) to support senior management discussions and decision‑making

• Respond to ad‑hoc requests related to expenses, resourcing, and cost efficiency initiatives

• Drive continuous improvement and simplification of existing expense and FTE reporting processes, leveraging technology and standardization to reduce manual effort and enhance data quality

• Ensure financial analysis and reporting are conducted in line with TD enterprise policies, internal controls, and governance standards

Requirements

• University/College degree with a focus on Accounting, Finance or Business/Commerce 

• Experience or exposure to expense management, headcount/FTE analysis, or workforce-related financial reporting considered a strong asset

• Knowledge of auto financing industry or consumer lending businesses is an asset

• Experience with enterprise finance and AI tools (e.g., Hyperion / OAC / MS Co-pilot) are an asset

• Advanced proficiency in MS Excel and strong PowerPoint skills

Qualifications & Skills

• Strong analytical mindset with the ability to synthesize data into clear, decision‑oriented financial insights

• Highly organized with strong attention to detail and the ability to manage multiple priorities and deadlines

• Demonstrated ability to build trusted business partnerships and communicate effectively with both finance and non‑finance stakeholders

• Self‑motivated team player who takes ownership and sees work through from problem identification to execution

• Curious and improvement‑oriented, with a proven ability to identify and implement process and reporting enhancements

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet