Early Stage Collection Agent

Application Deadline: January 21st, 2026

What is the opportunity?

As an Early Stage Agent you will be responsible to contact and determine the best course of action on all products assigned in Retail Collections early stage delinquency buckets, which covers all Loans, Credit cards & Mortgages.  You would be responsible to cure the accounts using best judgment, balancing the most efficient and effective method of collecting the account arrears, meeting KPIs and Business objectives and maintaining a positive client experience.

What will you do?

• Collection of all Retail Collection accounts presented to the Early Stage Delinquency Buckets
• Ensures all necessary and relevant information is gathered to analyze the status of the account through direct telephone contact with the client.
• Utilizes a variety of RBC systems to “Search and dial for dollars” and place account holds when required.
• Ensures the integrity of the client documentation is timely and properly maintained
• Maintains accurate diary dates in the Collections system(s) to ensure consistent follow-up with the clients as defined in the Collections Process
• Expected to process work volumes/contact client as measured by established service quality standards(e.g. Client Service Commitments)
• To deliver all exercises / administrative duties in a timely manner ensuring meaningful content.
• Deliver professional level of customer service to internal and external stakeholders and ensures a professional standard of client care and experienced is maintained, resolving issues at source and referring as required
• Exercise good judgment when making decisions balancing Risk and Client experience

What do you need to succeed?

Must-have

• Banks minimum entry requirements, 5 BGCSE - Maths & English compulsory
• Proficient in the Banks reconciliation processes
• Proficient knowledge of Microsoft Excel and MS suite + keyboarding skills
• Proficient with Bank technology where applicable, including but not limited to RIBS, T24, Oracle, Outlook, Secure Web etc.
• Proficient with Credit Management & Recoveries Platforms

Nice to have

• Strong interpersonal skills
• Strong organizational and time management skills
• Keen analytical sense
• Good business writing skills
• Basic knowledge of lending/securities
• Basic understanding of the fundamentals of credit
• Good understanding of delinquency management

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• World-class leadership training with countless development opportunities
• A comprehensive Total Rewards Program
• A unique opportunity for personal and professional growth
• Work in a dynamic, collaborative, progressive, and high-performing team

Job Skills

Additional Job Details

East Hill Street:NassauNassauBahamas35Full timePERSONAL & COMMERCIAL BANKINGRegularSalaried2026-01-142026-01-22

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.