Digital Asset and Banking Analyst

The Enterprise IT Strategy team partners closely with product, IT, and operations leaders to shape and execute the organization’s cloud and infrastructure strategy, ensuring alignment with business goals.  We analyze market trends, emerging technologies, and financial sector dynamics to identify opportunities and risks, translating insights into actionable strategies.  We also design and implement scalable, secure, and resilient AWS environments while driving innovation in areas like multi-region architecture, disaster recovery, and infrastructure automation.

As a Digital Asset & Banking Strategy Analyst, you will drive our digital banking and emerging digital asset capabilities.  You will be in a key execution-focused role in advancing initiatives across digital assets (i.e. crypto, tokenization, blockchain) and next-generation digital banking experiences.  This is a hands-on role designed for someone who thrives in ambiguity, can break down complex problems, and is comfortable doing the detailed work required to move strategic initiatives forward.  This is a subset of the overall responsibilities which will include multiple initiatives assigned by IT leadership. 

This role is hybrid (Mon through Thu on-site / Fri remote) for candidates in the Kansas City metropolitan area and open to qualified remote candidates outside of the Kansas City area.  However, the remote location must be within the US.

How you will spend your time:

• Support development and execution of strategy across digital assets and emerging technologies.
• Support the assessment/development of potential blockchain use cases by analyzing business value, operational considerations and implementation challenges.
• Contribute to internal experimentation and innovation initiatives.
• Monitor market, competitive, and regulatory developments to inform strategic direction.
• Help define user journeys, feature requirements, and platform capabilities.
• Assist in building business cases and support financial modeling for new initiatives.
• Partner with technology, product and operations teams to enhance client experience.
• Identify opportunities to unify experiences across segments where appropriate.
• Define and retrieve required data to generate insights on business needs and opportunities.

We are excited to talk if you have:

• A Bachelor's degree in Business Administration, Engineering, Information Systems, Computer Science, Mathematics, or Statistics OR equivalent combination of education and work experience.
• At least 3 years of experience in banking, fintech, crypto/blockchain, consulting.
• Strong understanding of digital asset fundamentals.
• Experience working cross-functionally with technology and business teams.
• Foundational knowledge of banking products and services.
• Strong communication skills with ability to simplify complex topics and influence stakeholders.

Bonus Points if you have:

• Experience with treasury management, payments (ACH, wires), custody (HSM/MPC), or commercial banking platforms.
• Exposure to digital asset use cases such as stablecoins, tokenized assets, or crypto trading flows.
• Experience working in agile or hybrid delivery environments.

Applicants must have legal authority to work in the United States.  Work Visa sponsorship is not available for this position.

Deadline to apply: June 30, 2026

Compensation Range:

$57,760.00 - $124,170.00

The posted compensation range on this listing represents UMB’s standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

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