Credit Manager

Job Description

To evaluate portfolio risks, make credit decisions as per mandate and interacts with other departments regarding credit management strategies.

Hello Future Credit Manager

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Role Overview:

To evaluate portfolio risks, make credit decisions as per mandate and interacts with other departments regarding credit management strategies.

Are you someone who can:

• Optimize asset growth while minimizing financial risk and bad debts.
• Identify, control and escalate potential risks which may lead to non-performing loans.
• Manage costs or expenses within approved budget to achieve cost efficiencies.
• Deliver against operational and cost targets.
• Prioritise resource allocation to minimise and reduce wastage.
• Collaborate closely with relevant business units and business product houses as per strategy to identify revenue opportunities.
• Resolve customer dissatisfaction/complaints by taking ownership of the problem.
• Analyse customer feedback to help improve customer service.
• Ensure that delivery is accurate, timeous and of an acceptable standard.
• Ensure that product or service knowledge and advice is technically accurate.

You will be an ideal candidate if you:

• Hold a bachelor’s degree in Finance, Economics, Credit, Accounting or any related field.
• Have 5 or more years’ experience in a credit related environment.
• Have strong understanding of credit risk principles, financial analysis, and lending practices.
• Have excellent analytical, loan decision-making, and problem-solving skills.
• Are proficiency in Microsoft Office, credit systems and risk modelling.
• Ensure a turnaround time that reflects efficiency, responsiveness and service quality.
• Can monitor your portfolio and ensure regulatory compliance.
• Can oversee the lending operations of the department, leading the credit analysts and provide mentorship and training.
• Have banking or financial Industry experience is an added advantage.
• Have strong interpersonal, communication, and customer service abilities.

   You will have access to:

• Opportunities to network and collaborate
• Challenging Working Environment
• Opportunities to innovate

   We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courages – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

Are you interested to take the step? We look forward to engaging with you further.  Apply now!

All appointments will be made in line with FirstRand Namibia’s Employment Equity plan.

The Group actively supports the recruitment and advancement of people with disabilities. We encourage that candidates voluntarily declare their disability and consult the Group should they require reasonable accommodation

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Job Details

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

20/03/26