About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy is entering a new phase of growth in India, and the Country Manager will lead it. This is a true builder role: the person will own the India go-to-market strategy, stand up the local organization, and drive PayJoy's first originations in one of the world's largest and most complex consumer credit markets. They are accountable for the full P&L and serve as PayJoy's key representative to retailers, OEM partners, lenders, and regulators.
Successful candidates combine strategic clarity with an operator's hunger for execution. They know how to build teams in India from scratch, manage a regulated financial services business under RBI oversight, close device manufacturer and channel partnerships, develop both offline and online distribution, and think rigorously about lending economics and capital allocation. PayJoy is committed to building a dynamic, diverse team, and strongly encourages applications from women and underrepresented groups.