Must be able to work 4 days in the office and 1 day remote at the Plank Road M&T office in Altoona PA.
Overview:
Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
Primary Responsibilities:
- Evaluate moderately complex consumer loan applications for the extension of credit in a timely manner, ensuring a quality portfolio.
- Decision all newly originated vendor and business partner requests within established guidelines. Follow matrix and refer exceptions to senior management.
- Countersign loans within authority while providing daily guidance and training to less experienced loan representatives.
- Communicate loan decisions to dealers, brokers and customers on a daily basis. Maintain professional etiquette and adhere to Privacy Act Guidelines.
- Understand and apply regulatory compliance issues in relation to Reg. B, HMDA, Adverse Action, Fair Lending and Fraud Procedures.
- Monitor assigned individual and regional work queues. Perform other duties and projects as requested by management.
Scope of Responsibilities:
Works under general supervision. Exercising lending authority to $150,000.
Supervisory/ Managerial Responsibilities:
Assist in the development and training of junior staff.
Education and Experience Required:
Associates degree and two years of work experience required, or a combination of four years of higher education and/or work experience
Education and Experience Preferred:
Previous Consumer credit experience preferred
Physical Requirements:
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Altoona, Pennsylvania, United States of America