CIBC

Community Lending Mortgage Banker

Chicago, IL Full time

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What you'll be doing

As a Community Lending Mortgage Banker, you will produce residential 1st and 2nd mortgage loans either for purchase, refinance or new construction, in compliance with Bank and/or investor guidelines. You will take direction from the Market Sales Manager with regard to new business generation activities, and will interface internally with Bank staff and externally with Realtors, Housing Counselors, CPA’s and other professionals. You will assist prospective clients in obtaining financing for residential real estate, using 1st and 2nd mortgage loans, either for purchase, refinance or new construction.

At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview. 

How you'll succeed 

  • Understand secondary market underwriting and pricing guidelines, as well as Bank policy and procedure, and deliver profitable loans that meet these guidelines.

  • Develop loan production from external sources including CPAs, Attorneys, Housing Counselors, and Realtors, while making introductions of these sources and clients back to the appropriate Bank partner (when possible).

  • Effectively partner with internal staff, including commercial and consumer bankers, to support the cross-sell objectives of each group and deliver quality service to the Bank’s clients and prospects.

  • Successfully originate salable loans by taking applications on our loan origination software system, collecting appropriate documentation, submitting the loan request to underwriting, and assisting in closing the transaction.

Who you are 

  • You have 5+ years mortgage banking sales experience

  • You have experience building trust and rapport, conducting outreach, and providing mortgage banking services, with demonstrated experience working effectively with one or more of the Asian communities.

  • You are familiar with loan origination software systems. Experience with Encompass is a plus.

  • You put our clients first. You engage with purpose to find the right solutions. You go the extra mile because it's the right thing to do. 

  • You possess exceptional presentation, verbal, and written communication skills combined with a style reflecting an entrepreneurial spirit and a passion for growth.

  • You engage with your heart and mind. You care about people and respect different perspectives. You listen to and learn from the experiences of others. 

  • You're motivated by collective success. You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life. 

  • Values matter to you. You bring your real self to work and you live our values - trust, teamwork, and accountability. 

California residents — your privacy rights regarding your actual or prospective employment

At CIBC, we offer a competitive total rewards package. This role has an expected salary range of $110,000 to $135,000 for the Chicago, IL market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component. CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidaysand 401(k), in addition to other special perks reserved for our team members. 

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

  • We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

  • Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

  • We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

  • CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com

  • You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

  • We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

IL-120 S LaSalle St

Employment Type

Regular

Weekly Hours

40

Skills

Business Development, Client Service, Customer Experience (CX), Decision Making, Group Problem Solving, Market Trends, Mortgage Lending, Wealth Management