Claims Handler

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Summary 

• To deliver an exceptional customer experience. 

• To handle claims in an efficient, pro-active and customer- focussed manner.   

• To be an ambassador of the Howden Claims Division.  

• To embrace and embody our CARE & FOCUS values and positively promote our proposition to Clients, Colleagues and Suppliers. 

Key Responsibilities 

• Handle claims cradle to grave on both a delegated and non-delegated basis. 

• Ensure an exceptional claim service is delivered to each and every Client. 

• Deal with phone calls and correspondence efficiently.  

• Review and if necessary challenge Insurer decisions on liability.  

• Responsibility for your own claims portfolio ensuring you handle claims in line with our service level agreements, service standards, values and (where applicable) the delegated authorities. 

• Build relationships with our insurers, suppliers, clients and across Howden. 

• Support the team with knowledge share & coaching. 

• Ensure that the Claims Manager is fully aware of all issues or complaints. 

• Ensure that full compliance of our standards is maintained at all times. 

• Keep up-to-date with new products and new markets. 

• Be an advocate of Howden. 
• To be the main contact for certain Clients. 

Skills 

• Accuracy and attention to detail. 

• Ability to process work quickly and efficiently. 

• Ability to prioritise work and meet deadlines. 

• Excellent Client service skills. 

• Excellent oral and written communication skills. 
• Good literacy and numeracy (minimum of C or equivalent in English and Maths).

• Ability to gather and analyse information from the client. 

• Ability to identify and respond appropriately to an individual client’s level of understanding. 

• Ability to persuade and influence others. 

Job Scope 

The role will be office based but will require regular travel for: 

• Clients/Insurer visits 

• Off-site training 

• Division and Team events 

• Other internal/external meetings 

Knowledge 

• Working knowledge of all the main classes of General Insurance and GDPR, FCA / FOS and the CII’s Code of Ethics. 

• Working knowledge of Howden product range, policy wordings and service standards. 

• Responsibility for own personal development and for keeping own knowledge up-to-date by the use of extra-curricular reading, eLearning, in-house and external courses, and studying for professional qualifications in order to gain the required CPD points. 

Experience & Professional Qualifications 

• Must have a minimum of 2 years’ experience in providing specialist advice in the insurance market. 

• Must be qualified to a minimum of Cert CII (or gain the qualification within 18 months of joining). 

Regulatory 

• Adhere to the principles set by the FCA. 

• Adhere to Howden Private Client service standards and procedures, accepted good market practice and the CII Code of Ethics. 

• To work in the best interests of the Client at all times. 

• Ensure compliance with the General Data Protection Regulations. 

• Ensure all records and communications with Clients are accurately recorded and filed in the correct manner. 

• Comply with the Bribery Act 2010, and other such applicable regulations in place from time to time. 

• Ensure that you do not breach any applicable sanctions imposed, or deal with embargoed entities. 

• Comply with relevant anti-money laundering regulations in place from time to time 

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new

• We support each other in the small everyday moments and the bigger challenges

• We are determined to make a positive difference at work and beyond

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs.  Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent