Business Management Specialist, Associate

Job Title- Business Management Specialist, Associate

Location- Mumbai, India

Role Description

We are seeking a detail-oriented and analytically strong Associate to join our Private Bank - Financial Resource Management team. The role focuses on managing and optimizing Risk Weighted Assets (RWA), Total Capital Demand (TCD) and Leverage Exposure, with a strong emphasis on regulatory compliance/alignment under Basel IV.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Collaborate with Lending Heads, Finance, and Risk teams to put together reliable estimates of RWA/TCD for Flash and Forecasts. Further ensure timely and accurate submission aligned with group reporting timelines.

• Monitor RWA/TCD Actuals in line with Basel IV regulatory requirements and validate alignment with Flash figures.
• Investigate and resolve data quality issues in coordination with Risk and Finance teams during month-end reporting.

• Identify RWA/TCD optimization opportunities post month-end. Further, work with Operations, Risk, and Finance to address root causes and implement fixes at source.

• Prepare RWA/TCD estimates for the annual Planning process. Respond to capital-related queries from regional teams.

• Handle ad-hoc capital-related queries/requests from senior management and cross-functional teams.
• Track and Monitor Leverage Exposure Actuals and ensure consistency with Flash. Address discrepancies and data quality issues with relevant stakeholders.

Your skills and experience

• Strong understanding of Basel IV regulations, especially pertaining to credit risk.
• 4–5 years of relevant experience in RWA, RWA Quality Assurance, or Capital Management.
• Proficiency in Excel and PowerPoint; familiarity with data visualization and reporting tools is a plus.
• Excellent communication and stakeholder management skills.
• Strong analytical and problem-solving skills.
• Ability to work under pressure and manage multiple deliverables across global teams.

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.