VP / Director, Financial Crime Risk Business Oversight

Work Location:

Singapore, Singapore

Hours:

40

Line of Business:

Financial Crime Risk Management

Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Position Summary:

The Vice President / Director, Financial Crime Risk Business Oversight is accountable for the governance, oversight and independent challenge of AML, Counter‑Terrorist Financing (ATF) and Anti‑Bribery & Corruption (ABAC) risks across TD Securities’ APAC business, including Singapore, Hong Kong, Japan and Australia.

The role is a senior second‑line position responsible for audit and issue management, regulatory engagement and reporting, regulatory change governance, management and committee reporting, and oversight of centrally performed and outsourced AML controls. The role operates within the global FCRM framework while exercising independent judgement to ensure APAC‑specific regulatory expectations, risks and control dependencies are appropriately governed and escalated.

The role also supports other FCRM functional pillars by providing senior guidance and product‑informed challenge. Strong product and business model knowledge is required to ensure governance decisions are risk‑based and grounded in how products and transactions operate in practice.

Key Responsibilities:

Governance & Oversight

• Provide senior oversight and challenge of AML/ATF/ABAC risks across APAC.
• Review and challenge risk assessments, control effectiveness, issue materiality and risk acceptance decisions.
• Ensure alignment with enterprise standards and local regulatory expectations.

Audit & Issue Management

• Accountable for end‑to‑end governance of audit, regulatory and compliance issues.
• Assess findings, determine severity and root cause, and challenge remediation plans.
• Oversee issue tracking, escalation and formal closure with senior management and regulators.

Regulatory Engagement & Change

• Act as a senior FCRM representative for regulatory engagement across APAC.
• Oversee regulatory reporting, onsite examinations and information requests.
• Own regulatory change governance, including horizon scanning, impact assessment and remediation oversight.

Policies, Standards & Reporting

• Provide governance oversight and challenge of AML/ATF/ABAC policies, standards and procedures.
• Own APAC FCRM management and committee reporting, articulating key risks, issues, trends and priorities.

Centralised & Outsourced Control Oversight

• Provide APAC oversight of centrally performed AML controls, including transaction monitoring and sanctions screening.
• Own outsourcing governance, including MSA review, KPI/KRI assessment, service performance oversight and escalation.

Product & Cross‑Functional Support

• Maintain a working understanding of APAC products, business models and transaction flows.
• Apply product knowledge to support governance decisions, risk challenge, audit issue assessment and regulatory escalation.
• Support other FCRM functions through product‑informed guidance and challenge, without assuming execution or coverage responsibilities.

Required Skills, Qualifications & Experience

• Minimum 15 years’ experience in AML/FCRM, regulatory compliance or financial crime risk management within financial services.
• ACAMS or equivalent professional certification.
• Demonstrated experience in governance, oversight and senior challenge roles, including audit and regulatory engagement.
• Strong knowledge of APAC AML/ATF/ABAC regulatory frameworks and supervisory expectations.
• Strong understanding of capital markets products and business models, and how financial crime risks manifest across different products, distribution models and jurisdictions.
• Ability to translate product and transaction knowledge into effective governance, risk challenge and regulatory decision‑making
• Experience overseeing centralised and outsourced AML control models.
• Proven ability to engage regulators, auditors and senior management with credibility and authority.
• Strong judgement and decision‑making capability in complex and ambiguous risk environments.
• Excellent written and verbal communication skills, with experience producing senior management and committee‑level reporting.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary and several other key plans such as health and well-being benefits, including medical coverage, paid time off, career development, and reward and recognition programs.

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
 
Colleague Development 

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
 

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation 

If you require an accommodation for the recruitment / interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.