Lhv bank

Transaction Monitoring Senior Specialist

Tallinn Full Time

LHV Bank Limited is a UK-licensed bank operating across three core business segments: Retail Banking, SME Lending, and Banking Services (BaaS). The bank is a wholly owned subsidiary of LHV Group, a listed financial services provider headquartered in Estonia. LHV Bank operates under a full UK banking licence granted in May 2023.

The Bank supports over 200 fintech clients with embedded financial infrastructure, provides retail savings products via digital channels, and offers SME credit solutions across the UK. In line with its regulatory responsibilities and growth ambitions, LHV Bank is committed to maintaining a robust and proportionate financial crime control environment.

Expanding our services, LHV Bank now provides personal banking solutions. Our offerings include current accounts with competitive interest rates, fixed-rate bonds for long-term savings, and debit cards.  Customers can conveniently access these services through the LHV App, enabling secure account opening and management.

About the Role 

As a Transaction Monitoring Senior Specialist, you’ll be at the core of LHV Bank’s efforts to detect and prevent financial crime. Your mission is to lead the way on complex investigations, support and coach peers, and contribute to enhancing our monitoring processes and typology expertise. You’ll be someone who thrives on detail, consistency, and helping others learn, while always looking for ways to improve how we work. 

What You’ll Be Doing 

  • Carrying out expert-level investigations on complex or edge-case alerts, with a consistent focus on quality and risk awareness.
  • Supporting peers by offering guidance, sharing expertise, and mentoring across levels, including leading case study reviews and knowledge-sharing sessions.
  • Writing clear, well-structured iSARs and guiding others on risk articulation and narrative quality.
  • Working with the Team Leader to identify investigation trends and raise standards across the board.
  • Identifying and recommending changes to SOPs, escalation logic, and tooling based on casework experience and typology reviews.
  • Leading reviews of specific typologies and proposing relevant enhancements to processes or documentation.
  • Participating in UAT and feedback sessions for tooling changes; helping shape future system improvements.
  • Acting as a go-to point for specialist queries and contributing to the team’s continuous development and learning culture.

 

What You’ll Need to Succeed 

  • Previous experience in a transaction monitoring or financial crime role, with a focus on independent case handling and decision-making, in the Banking or FinTech sector. 
  • Demonstrated ability to handle sensitive or complex cases with minimal escalation.
  • Strong written communication skills—especially when it comes to writing Suspicious Activity Reports (SARs) or similar regulatory submissions.
  • A mentoring mindset and a willingness to coach and uplift peers.
  • A proactive approach to identifying process or typology gaps and proposing meaningful solutions.
  • Familiarity with AML typologies and their application across various customer and transaction scenarios within Banking Services business.
  • Comfort with feedback loops, process documentation, and tooling improvement discussions.

 

 

Some of our benefits

  • Competitive salary &lots of opportunities to learn, grow and progress professionally.
  • Open and inclusive culture.  
  • Hybrid working.
  • Fantastic offices and great working environment.
  • Vitality Health Plan (includes private health insurance, travel insurance, gym discounts) 
  • Health cash Plan (Medicash health plan Level 3)
  • 6% employer pension contribution.
  • Life assurance – 4 x salary.
  • Income protection insurance – 75%  
  • 28 days holiday plus 3 additional days, & further days for various key life events as well as the opportunity to sell up to 5 days per calendar year.
  • Swap public/bank holidays each year for alternative days that align with your personal, cultural, or religious observances. 
  • Enhanced family friendly and family forming policies.
  • Access to a wide range of retail discounts. 
  • Team Socials.