Company Overview:
At Snap Finance, we believe everyone deserves access to the things they need, regardless of credit history. Since 2012, we've used data, machine learning, and a more human approach to create flexible financing solutions that help people move forward. We're proud of our inclusive, supportive culture, built on empowering our customers, partners, and team members alike. When our people thrive, so does our innovation.
If you're looking to make an impact and grow with a team that values you, come join us!
Job Description
Snap Finance is seeking a driven and detail-oriented Analyst, Strategic Finance to support financial planning, forecasting, and business performance analysis. This is an excellent opportunity for a recent graduate to gain broad exposure to FP&A, corporate finance, and unit economics in a dynamic consumer fintech company.
Reporting to the Senior Director of Strategic Finance, the Analyst will assist in maintaining financial models, preparing variance analyses, and producing data-driven insights that support executive decision-making.
Assist with monthly financial model updates versus actuals, including variance analysis across product segments (LTO, loans, credit)
Help maintain and update in-year forecasts across revenue, expenses, and key business drivers as performance or strategy evolves
Support preparation of the long-range integrated three-statement financial plan and scenario analyses under senior guidance
Assist in developing macroeconomic assumption sets and external benchmarking to stress-test the base plan
Maintain model documentation, version control, and template standards across the financial model library
Build and maintain KPI dashboards that track business performance across product lines and channels
Support analysis of LTV, CAC, and unit economics to evaluate growth initiatives and channel mix decisions
Identify trends in cohort performance, flag anomalies, and prepare clear data summaries for leadership
Support day-to-day maintenance of the rolling 13-week cash forecast, including reconciliation to actuals and explanation of variances
Track working capital movements and help monitor funding and liquidity triggers in coordination with Treasury and Accounting
Model warehouse facility draw-down and paydown logic to reflect real-time liquidity positioning
Prepare lender reporting packages including borrowing base certificates, covenant compliance schedules, and availability reports
Manage the debt facility reporting calendar, ensuring all submissions are accurate and delivered on time
Support modeling of debt capacity, leverage ratios, and capital structure flexibility under multiple operating scenarios
Assist in preparing materials for lender updates, capital markets diligence requests, and investor reporting
Bachelor’s degree in Finance, Accounting, Economics, or a related field
Solid Excel skills including formulas, pivot tables, and financial modeling fundamentals; eagerness to grow quickly in a hands-on environment
Familiarity with financial statements (income statement, balance sheet, cash flow) through coursework or internships; exposure to debt markets or credit facilities is a plus
High attention to detail and strong organizational habits—you take ownership of your work and follow through
Clear written and verbal communication skills; comfortable translating numbers into concise narratives for leadership
Curious, humble, and eager to learn—you ask good questions and are energized by complex problems
Experience with NetSuite, Adaptive, or similar planning tools is a bonus but not required
Why Join Us:
Generous paid time off
Competitive medical, dental & vision coverage
401K with company match for US
Company-paid life insurance
Company-paid short-term and long-term disability
Access to mental health and wellness resources
Company-paid volunteer time to do good in your community
Legal coverage and other supplemental options
A value-based culture where growth opportunities are endless
More:
Snap values diversity and all qualified applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status. Learn more by visiting our website at www.snapfinance.com.
California Residents, please review our California Consumer Privacy Act Notice at https://snapfinance.com/ccpa-notice