Specialist, Governance & Controls, Day-to-Day Banking Products

04/09/2026

Address:

33 Dundas Street West

Business Management

Supports the Day-to-Day Banking Products business/group (Everyday Banking and Personal Lending) in the effective implementation, maintenance, and ongoing administration of first line of defense (1st LOD) governance, risk, and control programs (e.g., operational risk, compliance, regulatory). Ensures business activities operate within regulatory and internal requirements while enabling efficient, customer-focused outcomes.

• Contributes to a strong risk management culture through close collaboration with first line teams and second- and third-line partners to identify, assess, monitor, and report risks on an ongoing basis.
• Supports multiple, similar business units with corresponding regulatory oversight.
• Assists with the implementation and sustainment of risk management frameworks, identifying opportunities to minimize risk while supporting business priorities
• Develops and supports risk mitigation strategies informed by data analysis, reporting, and business insights.
• Acts as a subject matter expert in governance and internal controls, supporting the evaluation, enhancement, and execution of control environments.
• Builds effective relationships with internal and external stakeholders to ensure alignment and shared accountability.
• Breaks down complex business and regulatory problems, analyzing data to generate insights, reporting, and actionable recommendations.
• Monitors performance, identifies trends and emerging risks, and supports timely issue escalation and resolution.
• Leverages data analytics and reporting tools to support risk analysis, management reporting, and decision-making.
• Supports change initiatives of varying scope, including readiness assessments, stakeholder engagement, execution, and sustainment activities.
• Monitors adherence to defined processes and procedures and supports continuous process improvement.
• Develops, documents, and maintains business/group procedures, ensuring updates reflect regulatory or operating environment changes and are effectively communicated.
• Tracks exception and exemption requests and corresponding approvals.
• Supports measurable sustainment strategies, assessing industry- and segment-specific risks and prioritizing improvement opportunities.
• Supports the execution of 1st LOD governance and controls programs in alignment with enterprise standards and guidance from second line partners.
• Works with business/group leaders to interpret and apply regulatory and internal risk management requirements.
• Maintains a strong understanding of Day-to-Day Banking Products strategies, products, processes, and infrastructure to identify and manage risk exposures.
• Identifies, investigates, documents, and mitigates risks, considering jurisdictional impacts and escalating issues as appropriate.
• Supports internal and external audits and regulatory examinations, including the development and tracking of action plans.
• Provides input into training and awareness initiatives to strengthen risk awareness and compliance across the business.
• Focus is primarily on the Day-to-Day Banking Products business/group, with potential enterprise-wide exposure.
• Exercises sound judgment within established guidelines and works independently on complex, sometimes novel, situations.
• Additional responsibilities may be assigned as needed.

Why This Role Matters
 

Day-to-Day Banking Products sit at the heart of our customer experience and this role plays a critical part in ensuring those products are delivered safely, responsibly, and in line with regulatory expectations. The Specialist, Governance & Controls helps translate regulatory and risk requirements into practical, data-informed solutions that support business agility while protecting the bank and our customers.

This role is key to strengthening how we identify and manage risk, improve processes, and use data and insights to drive better decisions. It offers meaningful exposure to senior leaders, regulators, and enterprise partners, and provides the opportunity to influence how governance and controls are embedded into everyday business practices. For someone who enjoys working at the intersection of data, regulation, and business strategy, this role offers both impact and growth.

Qualifications

• Typically 4–6 years of relevant experience with a post-secondary degree in a related field, or an equivalent combination of education and experience
• Experience supporting governance, risk, and control activities within a first line of defense environment
   

Skills & Capabilities

• Program Management – Good
• Strong analytical, reporting, and risk assessment skills
• Verbal and written communication – In-depth
• Collaboration and stakeholder engagement – In-depth
• Problem-solving and influence skills – In-depth
• Data-driven decision making – In-depth

$56,000.00 - $103,500.00

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.