Senior Underwriter Bond, D&O, Tech E&O (Hybrid)

At TruStage, we’re on a mission to make a brighter financial future accessible to everyone.  We put people first, and work hand in hand with employees and customers to create a diverse and inclusive environment. Passionate about building insurance and financial services solutions, we push the boundaries of what’s possible. We need you to help us shape what’s next. You’ll be encouraged to share your experiences, ideas and skills to help others take control of their financial future.

Join a team that has received numerous awards for being a top place to work: TruStage awards and recognition

Job Purpose:

The Commercial P&C Insurance Underwriter—specializing in Fidelity Bond, Directors & Officers (D&O), and related management liability coverages—is responsible for evaluating, pricing, and underwriting complex risk exposures for financial institutions. Success in this role requires strong technical expertise in D&O and Errors & Omissions (E&O) liability, with Tech E&O experience highly desired to address evolving risks related to digital operations, technology service providers, cybersecurity exposures, and third‑party platform dependencies.

The underwriter will assess financial strength, organizational governance, operational controls, loss experience, and regulatory compliance to develop appropriate terms, conditions, and pricing. This role collaborates closely with Sales, Claims, Actuarial, and Compliance teams to deliver tailored, profitable insurance solutions that align with the organization’s risk appetite.

The ideal candidate is an analytical, detail‑oriented professional with deep knowledge of Fidelity Bond, D&O, E&O, and emerging Tech E&O insurance exposures within financial institutions. They will maintain underwriting discipline, drive portfolio quality, and strengthen client and partner relationships through sound risk selection and clear communication.
 

This position is responsible for handling files/accounts that present complex or precedent setting underwriting situations.  The key focus is to identify all risks and exposures, implement appropriate solutions and properly price files/classify risks.  This position will also be accountable for collaborating closely with field staff, customers and other TruStage business areas, as appropriate.  Serve as a risk assessment resource for other underwriters through formal and informal training and consultation.

Framework General Profile and Scope:

• Requires in-depth knowledge and experience.
• Acts as a resource for colleagues with less experience; may lead small projects with manageable risks and resource requirements.
• Uses best practices and knowledge of internal or external business issues to improve products or services.
• Solves complex problems; takes a new perspective using existing solutions and approaches changes with flexibility.
• Works independently, receives minimal guidance.
• Acts as a resource for colleagues with less experience.

Job Responsibilities:

• Evaluate customer risks and exposures for assigned product line(s).
• Apply underwriting knowledge, judgment and appropriate underwriting philosophy to determine what information is needed.
• Review new policy applications, declaration pages, questionnaires and other support documents for completeness of information.
• Underwrite policies up to corporate retention.
• Participate in the development, testing and enhancements to underwriting tools and aids.
• Participate in or lead special projects/initiatives as needed.
• Serve as a mentor or trainer to other underwriters.
• Works within a high level letter of authority/decisioning with a full territory assigned.
• May or may not be a product specialist within the underwriting organization
• Consult with compliance, legal, product, and/or customers will a high level of confidence and little oversight.

The above statement of duties is not intended to be all inclusive and other duties will be assigned from time to time.

Job Requirements:

• Bachelor’s degree or equivalent related professional work experience.
• Minimum of 5+ years of progressively responsible underwriting experience. 
• Demonstrated ability to work independently.
• Demonstrated ability to communicate with internal/external customers.
• Strong organizational, analytical and planning skills.
• Strong attention to detail.
• Project management skills.
• Demonstrated desire to continue professional growth/education.
• Willingness to travel.

Preferred Requirements:

• Fidelity Bond, D&O, E&O insurance underwriting experience

#LI-LT

If you’re ready to help make a difference, apply today.  A resume is required to apply. TruStage may process applicant information using an Artificial Intelligence (AI) tool.  This tool automatically generates a screening score based on how well applicant information matches the requirements and qualifications for the position. TruStage recruiters use the screening score as a guide to further evaluate candidates; the score is one component of an application review and does not automatically determine whether a candidate moves forward.  Candidates may choose to opt out of this process.

Compensation may vary based on the job level, your geographic work location, position incentive plan and exemption status.

 

Base Salary Range:

$93,100.00 - $139,700.00

 

At TruStage, we believe a sound, inclusive benefits program is of vital importance, along with a flexible workplace that allows for work-life balance, career growth and retirement assistance. In addition to your base pay, your position may be eligible for an annual incentive (bonus) plan.  Additional benefits available to eligible employees include medical, dental, vision, employee assistance program, life insurance, disability plans, parental leave, paid time off, 401k, and tuition reimbursement, just to name a few. Beyond pay and benefits, we also recognize that flexibility, including working in a place you prefer, is essential to caring for our employees.  We will continue to strive to offer flexibility and invest in technology and other tools that will make hybrid working normal rather than an exception, so that when “life happens,” you can focus on what’s most important.

Accommodation request

TruStage is a place where everyone can bring their best self and thrive. If you need application or interview process accommodations, please contact the accessibility department.