Senior Software Engineer / Payments Processing SEPA

Are you passionate about building real-time, high-volume payment systems that power millions of transactions across Europe? Join us as a Senior Software Engineer and help shape the future of Instant Payments and SEPA Credit Transfers at ING. This is your chance to work on cutting-edge technology, lead technical initiatives, and make a real impact on how payments move across borders.

The Team

You’ll be part of the Payments Settlement Services (PSS) SEPA team within Tribe Payments, a dynamic environment where innovation meets reliability. Together, we’re building a platform that connects ING entities across Europe to clearing houses and account management systems.
Our culture is collaborative, agile, and DevOps-driven—we believe in continuous improvement, open communication, and delivering mission-critical software with resilience and security at its core.

Roles and Responsibilities

As a Tech Lead and Senior Engineer, you will:

• Lead technical implementations and migrations across multiple European entities.
• Develop and extend our payment processing engine using Java 25, Spring Boot 4, and reactive programming models.
• Design distributed, highly available, secure, and message-based microservices.
• Guide teams on observability, resilience, and compliance with standards.
• Mentor engineers, encourage innovation, and foster a culture of technical excellence.

How to Succeed

We hire smart people like you for your potential. Stay curious, keep learning, and take ownership—we’ll support you every step of the way.
To thrive in this role, you’ll need:

• Expertise in Java and Spring (10+ years).
• Experience with distributed systems and messaging (Kafka, Pulsar).
• Knowledge of FSM-based payment processing and resilience patterns.
• Strong DevOps mindset with CI/CD experience.
• Security-first approach in design and implementation.
• Excellent communication and leadership skills to guide and inspire teams.

Rewards and Benefits

We want you to strike the right balance between your career and private life. Here’s what we offer:

• 25–28 vacation days (depending on contract).
• Pension scheme.
• 13th-month salary.
• 8% holiday payment.
• Hybrid working model.
• Endless opportunities for personal growth and challenging work.
• An informal, innovative working environment with great colleagues.

About Us

Curious about how ING empowers people and businesses to move forward?

Discover what we do and what we can offer you.

Questions?

Contact the recruiter attached to this advertisement.
Ready to apply? Upload your CV and motivation letter by clicking the ‘Apply’ button.