About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
PayJoy is seeking a Senior Portfolio Manager to join our Portfolio Management team. This senior role sits at the analytical and strategic core of our portfolio operations, providing quantitative oversight across asset valuation, fund management, and investor and lender data requests.
You will work closely with the Asset Valuation Manager and Portfolio Manager, serving as the senior analytical lead who integrates financial data, drives rigorous quantitative analysis, and ensures the integrity of performance reporting across our portfolio.
The ideal candidate brings deep experience in financial modeling, capital markets, and data-driven decision-making, and is motivated by PayJoy's mission to expand financial inclusion.