Senior Manger AML Compliance (Wallet)

Senior Manager, AML Compliance- Sydney, Australia

Be part of a global leader in money movement as we innovate and launch a product that will redefine financial services for consumers. Would you like to help shape compliance frameworks from the ground up and make a real impact? Join Western Union as Senior Manager, AML Compliance.

Western Union powers your pursuit.

​As a Senior Manager, Compliance, you will lead the design and implementation of compliance frameworks for our new wallet offering. This is a First Line of Defense role, responsible for ensuring robust controls and processes that meet Australian regulatory requirements and global best practices.

Role Responsibilities:

• Design and implement compliance control frameworks for the wallet product, covering:
  • Customer risk scoring and onboarding controls
  • Transaction monitoring and alert management
  • Case escalation and investigation processes
  • Regulatory reporting (e.g., IFTIs, SMRs)
• Ensure compliance with AML/CTF obligations under Australian law.
• Develop and maintain policies and procedures aligned with AUSTRAC and other regulatory bodies.
• Collaborate with Product, Operations, and Technology teams to embed compliance requirements into processes and systems.
• Oversee compliance-related training for wallet operations teams.
• Act as the primary compliance advisor for wallet initiatives, ensuring adherence to Australian Financial Services Licensing (AFSL) framework.
• Monitor regulatory changes and assess impact on wallet operations.

Key Requirements:

• Extensive experience in AML/CTF compliance within the Australian financial services sector.
• Strong knowledge of Australian regulatory frameworks, including AUSTRAC reporting obligations and AFSL requirements.
• Proven ability to design and implement compliance frameworks for digital financial products.
• Experience in transaction monitoring systems and risk scoring methodologies.
• Excellent stakeholder management and communication skills.
• Ability to work in a fast-paced, innovative environment.

Preferred Qualifications:

• Familiarity with digital wallets, payments, and lending products.
• Experience with multi-currency and cross-border payment compliance.
• Strong analytical and problem-solving skills.

We make financial services accessible to humans everywhere. Join us for what’s next.

Western Union is positioned to become the world’s most accessible financial services company —transforming lives and communities. We’re a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations.

You’ll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you’re ready to help drive the future of financial services, it’s time for Western Union. Learn more about our purpose and people at https://careers.westernunion.com/.

Benefits

You will also have access to short-term incentives, accident and life insurance, and access to best-in-class development platforms, to name a few (https://careers.westernunion.com/global-benefits/). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Australia specific benefits include:

• Life / Accident Coverage
• Superannuation Plan
• Paid Time Offs
• Employee Wellness
• Global Recognition and Rewards Programs

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-AK1 #LI-Hybrid

Estimated Job Posting End Date:

01-15-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.