Senior Manager, Actuarial – Automobile Pricing

Work Location:

Toronto, Ontario, Canada

Hours:

35

Line of Business:

Data & Analytics

Pay Details:

160 000 $/$160,000 - 200 000 $/$200,000 CAD

This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Role Overview

The Senior Manager, Actuarial – Automobile Pricing is accountable for setting and owning regional automobile pricing strategy across the Atlantic and Western provinces. This role leads the development of competitive, actuarially sound pricing strategies that balance profitability, growth, risk appetite, and regulatory expectations.

The successful candidate will lead a team of experienced actuarial professionals and act as a strategic advisor to Product, Underwriting, Performance Management, Claims, and Distribution partners. This role requires strong actuarial judgment, regulatory expertise, and the ability to influence senior stakeholders in a complex, highly regulated environment.

Key Responsibilities

• Drive continuous improvement in pricing sophistication and process efficiency, championing modernization and innovation in pricing tools and methodologies.
• Define, develop, and own regional automobile pricing strategies for Atlantic and Western Canada, aligned with TD Insurance’s profitability, growth, and risk objectives.
• Oversee pricing performance, mix of business, and competitive positioning, using data‑driven insights to recommend and implement actions.
• Provide actuarial oversight for automobile rate filings, ensuring rates are actuarially sound, fair, and compliant with provincial regulatory requirements.
• Serve as a key point of contact with provincial auto insurance regulators, maintaining strong relationships and supporting effective, constructive regulatory engagement.
• Act as a trusted advisor to Product, Underwriting, Performance Management, Claims, and Distribution leaders on pricing, risk, and portfolio decisions, ensuring pricing strategies are aligned with broader business objectives.
• Lead, coach, and develop a team of high‑performing actuarial professionals, fostering a culture of accountability, collaboration, and continuous learning.

Qualifications

• 10+ years of property & casualty actuarial experience
• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or related field.
• Member of the Casualty Actuarial Society and Canadian Institute of Actuaries
• Demonstrated people leadership experience, including coaching and developing technical professionals.
• Strong strategic mindset combined with the ability to execute and deliver measurable outcomes.
• Proven ability to clearly communicate complex actuarial concepts to both technical and non technical audiences.
• Strong relationship building skills with the ability to influence, align, and gain buy in across diverse stakeholders.

Who We Are:

As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.

TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. 

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.