Wells Fargo & Company

Senior Lead Credit Product Origination Specialist

SALT LAKE CITY, UT Full time

About this role:

Wells Fargo is seeking a Lead Equipment Finance Sales Specialist for our Transportation group covering Alaska, Idaho, Montana, Oregon, Utah, Washington, Wyoming, California, Hawaii and Nevada

In this role, you will:

  • Responsible for creating sales opportunities with equipment finance clients and prospects. Identifies, acquires, and grows new relationships within the transportation industry in AK, ID, MT, OR, UT, WA, WY, CA, HI and NV

  • Coordinate the completion of finance request from initiation, credit review process, documentation and funding of transaction

  • Identify and recommend opportunities for process improvement and risk control development

  • Interpret policies, procedures, and compliance requirements

  • Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals

  • Interact with internal customers

  • Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements

  • Originate transactions in direct origination for new relationships and growth opportunities

  • Manage and grow existing business relationships with commercial businesses

  • Oversee growth opportunities and business relationships

  • Lead complex initiatives and sourcing of new clients or growing of existing relationships for a given product or specialty in close coordination with coverage teams

  • Understand clients’ businesses, strategic objectives, operational priorities, and financial positions within the context of individual deals and client relationships

  • Work independently on client transactions in partnership with client teams, including complex, larger, and multi-product financing opportunities, including analyzing potential opportunities, structuring, proposing, and selling tailored financial solutions to clients, leading internal coordination, and submitting transactions to management or independent risk for approval

  • Strategically collaborate and consult with peers, colleagues, mid to senior level managers to resolve client issues and achieve business objectives

  • Make decisions and resolve complex, multi-faceted situations and lead a team to meet a given product or specialty’s objectives while leveraging a sound understanding of relevant policies, procedures, and compliance requirements to meet deliverables and drive new initiatives

  • Partner with product management functional partners to provide recommendations to leadership on evolving market needs to enable the innovation, design, and delivery of credit solutions more effectively

  • Participate in large-scale planning related to a given product or specialty’s business objectives

  • Serve as a mentor for less experienced individuals

Required Qualifications:

  • 7+ years of secured or specialized lending sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • 7+ years of Equipment Finance experience

  • Basic knowledge of lending products

  • Basic knowledge and understanding of tax, accounting, and legal issues; associated with purchase money financings and credit issues, including program master loan documentation, customer loan and lease agreements, and inventory credit facilities

  • Strong collaboration skills with other lines of business

  • Ability to qualify, structure, price, negotiate, and close credit transactions

  • High degree of structuring experience with financial products including loans, FMV leases, and inventory lines

  • Knowledge of and ability to interpret financial statements

  • Demonstrated history of meeting and exceeding business goals and objectives

  • Excellent verbal and written communication skills

Job Expectations:

  • Ability to travel 60% or more.

  • Ability to work a hybrid work schedule

  • Willingness to work on-site at stated location on the job opening

  • This position does not support Visa Sponsorship

  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process.

Locations:

299 S Main St, Salt Lake City, UT, Wells Fargo Center

333 Market, 333 Market St, San Francisco, CA

1800 Century Park E, Los Angeles, CA

Wells Fargo Tower, Los Angeles, 333 S Grand Ave, Los Angeles, CA

Koll Center Irvine North #4, 2030 Main Street, Irvine, CA

6325 S Rainbow Blvd, Las Vegas NV 89118

Additional information:

Salt Lake City, Utah Pay Range: $159,000 - $254,000 USD Annual

Las Vegas, Nevada Pay Range: $159,000 - $254,000 USD Annual

San Francisco, California Pay Range: $191,000 - $305,000 USD Annual

Los Angeles, California Pay Range: $191,000 - $305,000 USD Annual

Irvine, California Pay Range: $191,000 - $305,000 USD Annual

#CommercialBanking

Pay Range
 

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

$159,000.00 - $305,000.00

Benefits

Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees.

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

Posting End Date:

27 Apr 2026

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.