Equifax

Senior Data Scientist

IND-Bangalore-Equifax Credit Information Services Full time

Equifax is where you can power your possible. If you want to achieve your true potential, chart new paths, develop new skills, collaborate with bright minds,  and make a meaningful impact, we want to hear from you.

As a Score card Implementation consultant (Credit risk), you will bridge the gap between Data & Analytics (D&A) models and production-ready financial solutions. You will be responsible for the end-to-end implementation of credit scorecards and decisioning frameworks, transforming complex analytical models into scalable, high-performance Microservices. Working within Equifax’s sophisticated technical ecosystem, you will ensure that risk models are integrated seamlessly into our cloud-hosted rule engines, providing real-time credit insights to our global clients.

What you will do

  • Translate statistical scorecards and risk models developed by D&A into executable code within a Java-based implementation platform.

  • Design and develop resilient, scalable Microservices using Spring Boot to host credit scoring logic and rule engines.

  • Build and manage secure API proxies in APIGEE, ensuring seamless integration between legacy financial systems and modern cloud architectures.

  • Spearhead the digital transformation of scoring applications by deploying and managing services on Cloud Platforms (GCP).

  • Own the security posture of credit-sensitive APIs by implementing 2FA/Okta integrations and maintaining rigorous code quality via Fortify and SonarQube.

  • Partner with business stakeholders and data scientists to influence product roadmaps and refine the technical specifications of credit products.


What experience you need

  • 4+ years of professional experience in software development & Analytical tool sets, with a heavy focus on Java and the Spring Boot framework.

  • Proven track record in the Financial Services domain, specifically in designing or maintaining proprietary Credit Scoring Products.

  • Strong proficiency in SQL for data retrieval and Python for understanding or migrating analytical model logic.

  • Hands-on experience with Microservices architecture, RESTful APIs, and integration patterns using tools like APIGEE.

  • A Bachelor’s / master’s degree in engineering with a strong academic record


What could set you apart

  • Experience in implementing complex business logic or rule engines within a CI/CD pipeline.

  • Advanced Data Tools: Familiarity with NoSQL databases like Cassandra, Oracle and search engines like Elastic Search for high-speed data indexing.

#India

We offer a hybrid work setting, comprehensive compensation and healthcare packages, attractive paid time off, and organizational growth potential through our online learning platform with guided career tracks.

Are you ready to power your possible?  Apply today, and get started on a path toward an exciting new career at Equifax, where you can make a difference!

Primary Location:

IND-Bangalore-Equifax Credit Information Services

Function:

Function - Data and Analytics

Schedule:

Full time