Senior Counsel - Credit Cards and Loyalty (17 Month Contract)

What is the opportunity?

As a Senior Counsel , you will support the goals of the Vice President & Associate General Counsel, Personal Banking & Retail Credit, and the Assistant General Counsel, Cards & Loyalty, in achieving the business/operations, strategic priorities and operational performance goals of the Law Group, in particular the performance commitments of solution oriented advice and responsiveness. You will also provide legal services primarily to the Cards & Loyalty business team on a broad range of legal and regulatory matters relating to credit cards, prepaid products and loyalty. 

What will you do? 

• Acts as key senior legal advisor to the Cards & Loyalty business team on a broad range of complex legal and regulatory matters relating to the credit card ecosystem and loyalty, including third party arrangements and new initiatives

• Product development - Provides strategic legal advice on new product development, and drafting/reviewing client-facing documentation, including providing advice on the digitization of products and services relating to cards and loyalty

• Regulatory - Responsible for providing legal advice and thought leadership on existing and new federal, provincial and territorial legislation impacting credit cards and prepaid cards

• Marketing – Review of marketing materials relating to credit cards and loyalty

• Strategy - Works closely with Assistant General Counsel in advising the business on strategic initiatives in new and emerging areas that involve cards and loyalty

• Prepaid – Acts as senior legal counsel and is responsible for providing legal advice on reloadable and non-reloadable prepaid product development and drafting of supplier and client agreements

What do you need to succeed?

Must-have  

• At least 7 to 10 years of experience at a large law firm or financial institution

• Bachelor of Law Degree (Common Law or Civil) from a recognized law school

• Membership in provincial/territorial law society or bar association. Called to the Bar in any Canadian Province or Territory

• Experience in providing legal services relating to financial services or another highly regulated industry.

• Experience in drafting and negotiating contracts and client facing materials

Nice-to-have

• Ability to communicate effectively and concisely and influence in a variety of formats and venues

• Ability to work with a high degree of autonomy

• Ability to analyze legal risk in context of business realities

• Ability to work at all levels of management and team members, and build a strong network of peers and partners 

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching and managing opportunities

• Work in a dynamic, collaborative, progressive, and high-performing team

• Opportunities to do challenging work

Job Skills

Business Perspective, Coaching Others, Customer Service Management, Decision Making, Financial Regulation, Group Problem Solving, High Impact Communication, Legal Practices, Time Management

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTorontoCanada37.5Full timeCHIEF LEGAL & ADMIN OFFICE GRPContract (Fixed Term)Salaried2026-03-042026-04-03

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.