We’re building a world of health around every individual — shaping a more connected, convenient and compassionate health experience. At CVS Health®, you’ll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger – helping to simplify health care one person, one family and one community at a time.
Position Summary
This position serves a dual role within the Commercial division, supporting both the Large Group Fully Insured Actuarial team for the Northeast region and Competitive Intelligence nationally. The primary market responsibilities focus on the New York and New Jersey markets, with occasional support extended to other Northeast markets as needed.
Collaborate with market actuaries and business partners to optimize persistency and gross profit for the assigned region.
Work closely with multiple business functions—including Sales, Finance, Underwriting, Network, and Product—to develop best estimate and strategic rate actions, while ensuring pricing discipline.
Partner with Rate Review and Forecasting teams to integrate market-specific assumptions and dynamics into strategic planning.
Participate in centralized rate filing and implementation efforts.
Perform actuarial functions by leveraging advanced quantitative and analytical skills through experience studies and competitive intelligence analysis.
Serve as the Subject Matter Expert in various data warehouses and represent the Actuarial perspective to business partners.
Support national Competitive Intelligence initiatives by developing and maintaining rate intelligence dashboards and summaries.
Provide national and regional competitive intelligence to the functional rate review team and other markets and regions to support informed decision-making on critical actuarial assumptions, including trend, pooling charges, and administrative expenses.
Provide ad hoc Competitive Intelligence on trends, pooling charges, risk scores, and other miscellaneous topics as required.
Communicate effectively with a variety of audiences, including non-technical individuals and senior management.
Streamline processes and identify opportunities to implement best practices for greater efficiency.
1–2 years of experience in an actuarial or analytical role.
Minimum 2 actuarial exams passed.
Demonstrated understanding of complex actuarial functions and market-specific dynamics.
Ability to take full ownership of assignments and work independently with limited guidance.
Strong technical, analytical, and time management skills, along with keen attention to detail.
Excellent verbal and written communication skills.
Ability to work with large, detailed data sets, including proficiency in advanced Excel, SQL, and VBA.
Experience with healthcare insurance
Experience with commercial medical products.
Actively pursuing ASA designation.
Ability to thrive in a constantly evolving environment with competing priorities and deadlines.
Experience with Power BI.
Anticipated Weekly Hours
40Time Type
Full timePay Range
The typical pay range for this role is:
$79,310.00 - $158,620.00This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.
Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.
Great benefits for great people
We take pride in our comprehensive and competitive mix of pay and benefits – investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:
Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan.
No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.
For more information, visit https://jobs.cvshealth.com/us/en/benefits
We anticipate the application window for this opening will close on: 04/21/2026Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.