Product Consultant

Horace Mann is seeking a Worksite Product Consultant to oversee the performance, competitiveness, and development of assigned worksite insurance product lines. This role is accountable for ensuring our products meet customer needs, remain market competitive, and align with regulatory and enterprise requirements.

The Consultant will gather and synthesize industry, financial, and market data to inform product strategies, partner across departments to resolve key issues, and collaborate with field marketing to address agent and state needs. This role requires strong analytical, communication, and project management skills, as well as knowledge of voluntary/worksite products.

Key Responsibilities

Product Line Oversight

• Manage the overall performance of assigned worksite insurance product lines.
• Ensure product benefits, features, and availability are competitive and comprehensive.
• Handle state-specific product line management tasks as assigned.

Market Research & Strategy

• Gather and analyze market, industry, and financial data to inform product strategies.
• Identify and recommend product enhancements or new offerings to meet customer needs and improve market position.
• Stay current on voluntary/worksite product trends, including critical illness, accident, hospital indemnity, and short-term disability (STD).

Cross-Functional Collaboration

• Partner with pricing, underwriting, claims, research, IT, and regulatory teams to address key issues.
• Collaborate with field marketing to address state-level needs and agent concerns.
• Work closely with marketing and sales teams on initiatives that strengthen our product portfolio.

Project & Communication Leadership

• Manage assigned product projects and deliverables.
• Create and present professional product materials to diverse internal and external audiences.
• Maintain multiple external communications with different stakeholders effectively.
• At the senior level, provide mentoring and development support to other team members.

Qualifications & Requirements

• H.S. diploma or GED equivalent, required.
• Bachelor’s degree in Business, Finance, Insurance, or related field preferred.
• Experience with voluntary/worksite insurance products (e.g., critical illness, accident, hospital indemnity, STD).
• Strong research, critical thinking, and analytical skills.
• Project management experience; ability to handle multiple projects simultaneously.
• Proficient in Microsoft Excel, Word, PowerPoint, and related software.
• Excellent written and verbal communication skills.
• Ability to learn product management skills quickly and apply them effectively.
• Availability aligned with departmental needs; flexibility to work irregular hours as necessary.
• Willingness to travel as required.

Salary Range: 

      $71,500.00 - $105,400.00/annually. 

Salary is commensurate to experience, location, etc.