Private Bank Analyst

About Commonwealth Private

At Commonwealth Private, we deliver exceptional personal service and trusted advice to high‑net‑worth individuals who intend to invest or borrow at least AU$2.5 million. Backed by the extensive resources of the Commonwealth Bank Group and superior research capabilities, we offer clients a comprehensive range of solutions, market‑leading products, and innovative investment opportunities.

Our team of Private Bankers and Investment Specialists provides expertise across banking, lending, strategic advice, investments, and insurance throughout Australia.

Our vision: To be the private bank successful Australians recommend.

About the Role

As a Private Bank Credit Analyst, you will support our Private Bankers to deliver exceptional service to their high‑net‑worth clients through value‑add solutions.

Your core duties will involve undertaking financial analysis relating to Home Lending, including assessing the risks and opportunities for new and existing lending submissions. This also includes assessing the risks associated with increases to existing clients’ Home Lending portfolios.

Your Responsibilities

• Write, negotiate, and manage Home Loan applications for new and existing clients.
• Complete high‑quality Home Lending credit submissions to ensure the timely delivery of decisions, documentation, and funding, as well as the accuracy of information.
• Apply analytical skills to business problems and effectively communicate outcomes and recommendations.
• Deliver exceptional customer service, client communication, and engagement to support credit submission requests.
• Undertake detailed analysis of client‑ and industry‑specific information, focusing on the key financial drivers of each client to effectively meet their needs.
• Prepare concise, well‑reasoned credit correspondence.
• Focus on quality credit management and the minimisation of credit and operational losses.
• Audit and review team files to meet credit assurance standards.
• Investigate credit policy frameworks and changes to support credit submission applications.

To Be Successful as a Private Bank Credit Analyst, You Will Have:

• Minimum 2 years’ Home Lending experience (either customer‑facing/sales or credit/analyst environment).
• Credit analysis training with demonstrated experience supporting deal structuring.
• Well‑developed MS Excel skills, including experience in financial analysis and modelling.
• Tertiary qualifications in a business‑related discipline (e.g. Banking, Commerce) – desirable.

If this sounds like you, please apply now.