Officer/Senior Officer, Personal Banking Credit Risk

Mandatory Reference Checking Scheme (“MRC”) for Hong Kong

The Mandatory Reference Checking Scheme is a framework to facilitate Authorized Institutions (“AIs”) to bilaterally obtain reference information during their recruitment process for certain positions, such that misconduct information in an individual’s previous employments can be provided to AIs to inform their employment decisions.

For information related to MRC Scheme, “Frequently Asked Questions for In Scope Individuals” is published by HKAB/Industry Guidelines (https://www.hkab.org.hk/en/home) or further information will be available upon request, if it is applicable to the position(s) applied.

Country of Location:

China Hong Kong

Job Responsibilities:

• Conduct document verification on credit applications in accordance with the Bank’s credit policies and guidelines as well as in compliance with the requirements of the local regulatory.
• Contact external customers for application confirmation and missing document and information follow up
• Prepare credit related reports for review including connected lending, credit bureau report and exposure checking etc.
• Coordinate and arrange administrative tasks and to ensure the deliverability

Requirements:

• Post-Secondary education or above

• Minimum 2 years of relevant working experience, preferable in banking / financial industry.

• Knowledge in general banking products especially in unsecured lending business is preferred.

• Knowledge of credit policies, procedures, and relevant regulations will be an advantage.

• Strong organizational and documentation skills.

• Good command of both spoken and written English and Chinese (including Putonghua).