At Freddie Mac, our mission of Making Home Possible is what motivates us, and it’s at the core of everything we do. Since our charter in 1970, we have made home possible for more than 90 million families across the country. Join an organization where your work contributes to a greater purpose.
Freddie Mac has emerged as one of the nation's largest affordable housing lenders and the Structured Underwriting team has introduced, and continues to introduce, many innovative financial products into the market to provide liquidity, stability, and affordability to a wide range of lenders and borrowers that support the multifamily housing market.
If you are a hard-working, motivated, and intellectually driven professional with the drive to create complex lending solutions for multifamily housing, please submit your application to join our exciting and dynamic organization!
The Structured & Facility Underwriting team underwrites complex transactions involving the full spectrum of Multifamily asset classes, across a verity of products.
Our team supports different Facility Products that serve as flexible debt management tools for sponsors.
Innovate based on market behaviors while efficiently analyzing, mitigating, and clearly defining credit risk
Evaluate the overall story and make decisions based on the credit risk profile
Provide stability and liquidity to the multifamily housing market by supporting Freddie Mac’s mission-driven affordability goals
Evaluate proposed new Facilities and loans to ensure investment briefs are accurate, all risks are identified/mitigated and make recommendations to deal leads and approvers.
Responsible for conducting cash flow analysis, reviewing third-party reports, performing site inspections and reviewing borrower Organizations and financial position.
Become a subject matter expert in the Structured & Facility Product offerings and underwriting and due diligence process.
Work with internal teams including production, asset management, and capital markets to structure transactions and provide solutions for complex issues.
Assist the team's management and deal leads with various analysis, projects, reporting, and new initiatives.
Bachelor’s Degree in real estate, finance, economics, business administration, or related field
0 - 1 years of directly related experience in multifamily underwriting, asset management, or production
Knowledge of real estate property fundamentals and real estate lending/underwriting
Strong written and verbal communication skills
Proficient in Microsoft Office (Excel and Modeling skills are a plus)
Understanding and familiarity with working with large data sets preferred
Understanding and familiarity with securitization or CMBS process preferred
Ability to travel domestically (20 - 25%)
Detailed understanding of core underwriting and credit fundamentals and ability to develop a strong command of Credit Policy and apply to underwriting decisions across a diverse set of products
Establish strong partnerships with internal/external business partners; working toward shared success.
Proactive communicator & creative problem solver
Strong work ethic, organization, and attention to detail!
Ability to remain calm under pressure, multi-task, and deliver high quality results while maintaining timelines
Current Freddie Mac employees please apply through the internal career site.
We consider all applicants for all positions without regard to gender, race, color, religion, national origin, age, marital status, veteran status, sexual orientation, gender identity/expression, physical and mental disability, pregnancy, ethnicity, genetic information or any other protected categories under applicable federal, state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
A safe and secure environment is critical to Freddie Mac’s business. This includes employee commitment to our acceptable use policy, applying a vigilance-first approach to work, supporting regulatory mandates, and using best practices to protect Freddie Mac from potential threats and risk. Employees exercise this responsibility by executing against policies and procedures and adhering to privacy & security obligations as required via training programs.
CA Applicants: Qualified applications with arrest or conviction records will be considered for employment in accordance with the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act.
Notice to External Search Firms: Freddie Mac partners with BountyJobs for contingency search business through outside firms. Resumes received outside the BountyJobs system will be considered unsolicited and Freddie Mac will not be obligated to pay a placement fee. If interested in learning more, please visit www.BountyJobs.com and register with our referral code: MAC.
Time-type:Full timeFLSA Status:Non-ExemptFreddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.
This position has an annualized market-based salary range of $68,000 - $102,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.