The Manager, Modeling & Seg Analytics reports to the AVP, Credit Risk Management. This position is responsible for leading a team that is responsible for the design, development and implementation of proprietary credit score models and machine learning techniques that help improve our already strong predictive analytics capabilities.
What you’ll do:
Lead a team that will develop predictive models that will form the basis of information-driven strategies executed within Credit Risk which includes credit limit assignment, marketing promotions, collections and account origination adjudication
Develop and maintain expertise with lending, credit scoring, behaviour scoring, portfolio management, direct marketing, data mining and industry trends
Oversee predictive model development, validation and evaluation through development of objective specific metrics
Perform adhoc analysis on the CTB portfolio and translate results into actionable recommendations
Coach and mentor a team of skilled data scientists and assist in their individual development
Demonstrate analytical, mathematical and problem-solving skills
Take a collaborate approach to build strong relationships and have positive team experiences
Adjust and prioritize accordingly to adapt to business demands and requirements
Demonstrate core values with an ability to lead a high performing team
What you bring:
Successful completion of University Education Program (Mathematics, Economics, Finance)
Experience leading a highly skilled analytical team
10 + years experience in Analytics or Credit Risk Management
Experience leading a credit scoring team
Experience in application of analytical and presentation tools
Knowledge of statistics and predictive models
Exceptional communication skills with the confidence and passion to share knowledge
Creative thinker who is curious and has an independent drive for self learning and understanding
Goal driven individual to seek out continuous improvement opportunities
Solid foundation of relevant technical skills
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About Us
At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there's a place for you here.
Our Commitment to Diversity, Inclusion and Belonging
We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .
Accommodations
We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.