The Opportunity
Manulife’s Real Estate Finance Group (REFG) manages a diversified commercial mortgage portfolio across the U.S. and Canada, supported by both internal and external investors. REFG oversees asset management through the full loan lifecycle and partners closely with borrowers, solicitors/lawyers, title companies, and key internal stakeholders. Within REFG, the Legal Services team is primarily responsible for preparing and managing documentation for mortgage discharges when loans are paid in full, while maintaining accurate security across the active portfolio.
How will you create impact?
You will operate within REFG, collaborating with adjacent teams to support U.S. and Canadian clients across a wide range of transactions and initiatives. Our ideal candidate is organized, professional, responsible and committed to helping us serve our internal clients as well as external. Create, review and revise documents required to complete legal filings in accordance with federal and state regulations and manage risk.
Responsibilities include but not limited to:
Review of Commercial mortgage files (all legal documentation)
Review and knowledge of recorded documentation (title search)
Actively monitoring pending payoffs
Prepare and execute discharge documentation for Canada and the U.S., ensuring the correct forms are used, appropriate signing authorities are identified and obtain signatures, and all notarization requirements are accurately followed
Maintain and renew existing PPSA and UCC filings and assist with associated billing
Assist in researching previously paid out mortgages throughout Canada and the U.S. and prepare discharges when required for outside solicitors/lawyers or previous Mortgage customers
Managing the file room (retrieving and archiving), completing checklists, updating mortgage systems
Assist with mortgage note collateral program
This job description does not represent a comprehensive listing of job duties that are required of the employee performing this role. We reserve the right to change duties or assign additional duties at any time at Manulife’s discretion.
Qualifications:
Law Clerk program / Legal Administration diploma
3 – 5 years in similar role specializing in Commercial Real Estate / Mortgage or Residential Real Estate is desirable
Working knowledge of business/mortgage/real estate legal terminology
Knowledge of MS Office; Outlook and other business and legal research tools
Proven proficiency in e- registry systems (Teranet)
Comfortable working in a team environment, with ability to work independently
Ability to identify risks; and ability to handle sensitive matters with professionalism
Ability to coordinate with several stakeholders both internal and external (borrowers, solicitors, title companies, and third-party consultants)
Contribute to continuous improvements of processes within team
Willingness to learn new job functions as needed and work across teams.
A candidate who is proactive and demonstrates excellent interpersonal skills with a positive, team-oriented attitude
Notary Public license helpful but not required.
When you join our team:
We’ll empower you to learn and grow the career you want.
We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
As part of our global team, we’ll support you in shaping the future you want to see.
The role being advertised is an existing vacancy.
About Manulife and John Hancock
Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.
Manulife is an Equal Opportunity Employer
At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.
It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact hr@manulife.com.
Referenced Salary Location
Toronto, OntarioWorking Arrangement
Salary range is expected to be between
$55,125.00 CAD - $91,875.00 CADEmployees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact hr@manulife.com for the salary range for your location.
Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact hr@manulife.com for more information about U.S.-specific paid time off provisions.
We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.