Texas Capital Bank

KYC Associate

Richardson, TX Full time

 

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.  

 

While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. 

 

Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). 

 

Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com. 

 

Responsibilities:

  • Review KYC for completeness and accuracy as part of the customer validation to assess and document the risks associated with that customer

  • Identify and address items through day-to-day assignments to ensure the Bank’s KYC and CIP standards have been met

  • Assist in ensuring ongoing due diligence efforts and KYC are maintained while identifying substantive changes to customer profiles

  • Assist in conducting AML Screening/CDD/EDD reviews on prospects and new/existing customers in accordance with the Bank’s policies and procedures

  • Perform searches utilizing internet sources and/or third-party vendors to determine negative news and obtain due diligence information for prospects and new/existing customers

  • Analyze customer data, transactional activity, and open-source information to determine legitimacy and potential risk exposure

  • Prepare written analysis for all assigned reviews

  • Be responsive and communicate effectively with colleagues throughout the bank

  • Adhere to all designated time frames, manage workflow to the specified deadlines and complete responsibilities in a satisfactory manner

  • Interact with examiners, internal auditors, and compliance personnel during BSA and AML related audits, if necessary

  • Complete all training in a timely manner and attend seminars or continuing education as needed

  • Review and analyze data for trends, potential actions, and training needs

  • Assist with special projects, investigations, or reviews, as needed

 

Qualifications:

Preferred:

 

  • Bachelor’s degree a plus or equivalent years of experience in compliance and/or banking related field

  • CAMS or CFE Certification a plus

  • Broker Dealer knowledge a plus

  • Loan Syndication knowledge a plus

Required:

  • Minimum 3 years’ experience in financial service company (banking) and BSA/AML compliance experience

    • Advanced knowledge of AML/CFT and OFAC regulatory requirements

    • Advanced knowledge of financial services operations, products, and services

    • Advanced knowledge of AML/CFT, USA PATRIOT Act and OFAC requirements and regulations

  • Ability to interpret and act on instructions furnished in written, oral, or diagram form

  • Strong interpersonal and communication skills

    • Ability to develop and maintain effective working relationships with team members, internal partners, and external parties.

    • Knows how to seek and encourage collaboration, and shares success

    • Can assert own ideas and persuade others; gain support and commitment from others; and mobilize people to act

  • Ability to work under pressure and ability to make decisions according to established guidelines; work unsupervised and to accomplish tasks accurately and on a timely basis; prioritize work; strong organizational skills

  • Strong Microsoft Office skills (ability work with excel to analyze large data quickly and accurately sets)

  • Ability to work efficiently in a production driven environment, while delivering quality standards

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.