In our Nordic Graduate program (called Trainee program in the other Nordic countries), you will gain hands-on experience, work together with professionals, and contribute to engaging projects that make a real and meaningful impact. We believe in fostering a warm and supportive culture where team members help each other succeed. Bring your problem-solving skills and analytical mindset to shape the future of insurances and customers at If!
We offer interesting and inspiring work in a Nordic setting. You will also be attending theoretical and practical seminars together with your fellow trainees, facilitating a deeper understanding of our various business units and your future opportunities in If. After the one-year program, you will take the next step in your career and move into a permanent position in If.
We are looking for mathematics and statistics enthusiasts, technical engineers, aspiring economists or law graduates to join our trainee program, and this Autumn you can choose between three different specializations: Analyst & Actuary, Underwriting and Claims (please choose a first and second priority when applying):
As an Analyst & Actuary graduate, you will use your mathematical and business skills in pragmatically solving complex challenges within understanding our customer interactions, pricing strategies and more. Together, we aim to strengthen our analytical and actuarial competence to create the best insurance solutions and experiences for our customers.
To succeed and thrive in the role as an Analyst & Actuary graduate, you should have a genuine passion for data science, programming and data processing. You will get the opportunity to explore the latest tools and methods, in a supportive and collaborative environment.
The ideal candidate holds a master's degree within engineering, mathematics, statistics, actuarial sciences, or an equivalent field, and will graduate this summer or has recently graduated. Additional training in insurance mathematics or experience in data science is advantageous.
As an Underwriter graduate, you’ll use a structured toolbox to give If’s largest and most complex clients tailored insurance solutions to safeguarding their most important assets. You will combine analytical skills with a business mindset to analyze potential risks (legal, fire, flooding, accident etc.) and set prices to comprehensively cover these risks in each unique case.
When finalizing the one-year program and starting your career as an Underwriter, you will have your own client portfolio and underwriting mandate. You will be involved in various aspects concerning your clients, including sales activities, client and broker meetings and price negotiations.
To succeed and thrive in the role as an Underwriter you must be an excellent communicator, find assessing potential risk compelling and enjoy meaningful interactions with people and clients.
The ideal candidate holds a master’s degree in engineering, economy or law, and will graduate this summer or has recently graduated. Knowledge of or experience within the green energy sector is advantageous but not a requirement.
As a Claims graduate, you will help and support our commercial and industrial customers when they have suffered a loss or need advice and assistance in connection with an insured risk. You will combine legal and analytical skills with a business mindset to analyze both facts, financial impact, and legal perspectives to assess the insured exposure and If’s liabilities, and to find the best solutions.
After completing the one-year program and starting your career as a Claims Advisor or Lawyer in Claims, you will be working with your own portfolio, responsible for handling either liability, property or cargo and marine claims, or you will assist our customers as a lawyer providing legal advice within our Lawyer insurance team.
To succeed and thrive in the role as a Claims Advisor or Lawyer in Claims, you must be an excellent communicator, enjoy being a problem solver with a proactive mindset and you have the ambition to grow into a leader of tomorrow.
The ideal candidate will graduate this summer or has recently graduated with a master’s degree in law. Knowledge of or experience within insurance and/or tort law is advantageous but not a requirement.
You will be a part of a Nordic trainee group, consisting of graduates from different countries and educational backgrounds. Importantly, you will actively engage with various business units at if including senior professionals, seamlessly becoming a part of their teams, and contributing to collective goals. From the very start you will get the opportunity to take ownership of your own deliveries and build a strong network.
We seek individuals driven by inner motivation and genuine curiosity. You are self-motivated, with a proactive attitude and enjoy working both independently and with others in an international environment.
A MSc. degree relevant for the trainee specialization you are applying for, with good results. You will graduate this summer, or you have recently graduated
Extracurricular activity will be considered an advantage (e.g. part time work experience, volunteering, studied abroad, student activity)
Can communicate in Finnish and English
Application deadline: 19th of February. You will hear from us after the application deadline.
To apply for the position: Please attach your CV and university grades, including both bachelor grades and preliminary grades from your MSc. degree. You will not need to write any job application letter but you will be asked to write a short text about your motivation when applying in our application system.
Work location:
Analyst & Actuary Trainee program: Espoo or Turku Office
Underwriter Trainee program: Espoo Office
Claims Trainee program: Espoo Office
Travelling: Some travel is expected during the year to our Nordic offices.
Employment terms: Permanent position, kicking off with a one-year trainee program, with pay at the junior specialist level.
Start of the program: Mid-August 2026
For more information you are welcome to contact:
Fredrik Gløckner, Head of Analysis, fredrik.glockner@if.no
Klas Liljefors, Head of Casualty Underwriting Sweden, klas.liljefors@if.se
Tia Mäki, Head of Large complex International Claims Finland, tia.maki@if.fi
Cecilie Staubo Boasson, Talent Acquisition Partner, cecilie.staubo.boasson@if.no
For the UW Graduate program, the applicant must be of good repute, as required by section 16 of the Insurance Distribution Directive (234/2018).
We look forward to your application!