Kyndryl

Functional Analyst

Bangalore, Karnataka, India Full time

Who We Are

At Kyndryl, we design, build, manage and modernize the mission-critical technology systems that the world depends on every day. So why work at Kyndryl? We are always moving forward – always pushing ourselves to go further in our efforts to build a more equitable, inclusive world for our employees, our customers and our communities.


The Role

Join Kyndryl as a Functional Analyst and unlock a world of endless possibilities in designing, developing, and supporting cutting-edge software products, services, and systems. In this pivotal role, you'll harness your expertise in software development, architecture, and engineering practices to spearhead innovative solutions for strategic design/development projects that will shape the future. 

As an individual with exceptional technical prowess and remarkable people skills, you'll work hand-in-hand with a team of top-tier developers and engineers, leading and inspiring them to reach new heights of excellence.

  • Work on banking modules such as Accounts & Deposits, Loans & Lending, Cards & Payments, Digital Banking, Core Banking, Wealth Management, Trade Finance, Treasury, Risk & Compliance.

  • Understand and document end-to-end flow of financial processes: Customer onboarding (KYC/AML), transaction processing, settlements, reconciliation, interest calculations, fee management, etc.

  • Ensure solutions comply with regulatory, audit, and risk management standards (e.g., KYC/AML, PCI-DSS, Basel, GDPR).

  • Documentation & Communication

  • Prepare functional documents such as BRD, FRD, Use Cases, Process Flow Diagrams, User Stories, Wireframes, UAT Scenarios.

  • Present requirements and functional flows to technical teams and business groups.

  • Create mock-ups, sequence diagrams, or workflows to visualize requirements.



This role isn't just about following the norms; it's an opportunity to push boundaries and think outside the box. You'll be tasked with delivering software solutions that go beyond the expected, leveraging your creative thinking and problem-solving abilities to exceed customer expectations and drive organizational success.

At Kyndryl, we believe that hiring the right talent is crucial to success – you'll have a significant hand in selecting and training team members who will add value and diversity to our skill set. By assembling high-performing teams, you'll foster an environment that encourages personal and professional growth, allowing individuals to thrive and expand their capabilities.

Equipped with the "right tools," you'll empower your teams to execute their tasks flawlessly while adhering to agreed-upon timelines, ensuring projects are delivered punctually. Furthermore, you'll shoulder SRE responsibilities, ensuring the software being developed meets the highest quality standards through rigorous automated testing, QA checks, and meticulous code scans.

Collaborating closely with a dedicated Scrum Master, you'll work together to prioritize the backlog and create user stories that align with the INVEST acronym, thereby building solutions that not only solve technical challenges but also address critical business problems. A solid understanding of Agile Scrum Ceremonies will be instrumental in your success in this role, enabling you to navigate the agile landscape with finesse and deliver exceptional results.

Join us at Kyndryl and embark on an exhilarating journey where your technical acumen, leadership finesse, and passion for innovation will shape the future of software engineering. Together, we'll revolutionize industries and create software solutions that defy expectations. Are you ready to be part of something extraordinary?

Your Future at Kyndryl
Every position at Kyndryl offers a way forward to grow your career. We have opportunities that you won’t find anywhere else, including hands-on experience, learning opportunities, and the chance to certify in all four major platforms. Whether you want to broaden your knowledge base or narrow your scope and specialize in a specific sector, you can find your opportunity here.


Who You Are

You’re good at what you do and possess the required experience to prove it. However, equally as important – you have a growth mindset; keen to drive your own personal and professional development. You are customer-focused – someone who prioritizes customer success in their work. And finally, you’re open and borderless – naturally inclusive in how you work with others.

Required Technical and Professional Expertise

  • 12+ Years of experience in Functional analyst

  • Banking domain knowledge (Retail Banking, AML, KYC, PSD2, GDPR)

  • Business & Functional Requirement Documentation (BRD, FRD)

  • Use case modeling and process mapping

  • SQL for data validation and reporting

  • Familiarity with BI tools (Power BI, Tableau)

  • Core banking systems (Temenos T24)

  • Compliance frameworks (PCI-DSS, fraud detection)

Preferred Technical and Professional Experience

  • BRD, FRD, use case modeling

  • SQL and BI tools

  • Experience working in Agile/Scrum environments

  • Prior experience in digital transformation or core banking implementation projects

Certifications

  • Scrum Master (CSM/PSM)

  • CBAP, CCBA, or domain-specific banking certifications (preferred)


Being You

Diversity is a whole lot more than what we look like or where we come from, it’s how we think and who we are. We welcome people of all cultures, backgrounds, and experiences. But we’re not doing it single-handily: Our Kyndryl Inclusion Networks are only one of many ways we create a workplace where all Kyndryls can find and provide support and advice. This dedication to welcoming everyone into our company means that Kyndryl gives you – and everyone next to you – the ability to bring your whole self to work, individually and collectively, and support the activation of our equitable culture. That’s the Kyndryl Way.


What You Can Expect

With state-of-the-art resources and Fortune 100 clients, every day is an opportunity to innovate, build new capabilities, new relationships, new processes, and new value. Kyndryl cares about your well-being and prides itself on offering benefits that give you choice, reflect the diversity of our employees and support you and your family through the moments that matter – wherever you are in your life journey. Our employee learning programs give you access to the best learning in the industry to receive certifications, including Microsoft, Google, Amazon, Skillsoft, and many more. Through our company-wide volunteering and giving platform, you can donate, start fundraisers, volunteer, and search over 2 million non-profit organizations.  At Kyndryl, we invest heavily in you, we want you to succeed so that together, we will all succeed.

Get Referred!

If you know someone that works at Kyndryl, when asked ‘How Did You Hear About Us’ during the application process, select ‘Employee Referral’ and enter your contact's Kyndryl email address.