Fraud Strategy Graduate

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive.   We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need. From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

We actively uphold transparent and fair hiring practices that support individual opportunity, inclusive culture, and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth, a culture of inclusion, and a strong commitment to transparency and integrity in everything we do.

Job Description

The Fraud Strategy team works exclusively with US Bank’s clients in the USA. We protect the bank and its clients from an ever-evolving fraud threat. We leverage top of the line external resources, internal systems and strong judgement to confront the threat of fraud to US Bank.

We’re always reacting and adapting to the challenges by relying on information from government actors and our internal data analysts who convey when an elevated threat level exists. Our department here in Warsaw is the one of three offshore European units for fraud protection.

Our 2-year graduate program (undergraduate) will give you the opportunity to learn all aspects of the business and you will complete three rotations of 8 months:

• Rotation 1: Fraud Operations
• Rotation 2: Quantitative Fraud Strategy
• Rotation 3: Product Management

Responsibilities

• In this role, you will research transactions and digital interactions with U.S. Bank. You will be reviewing past transactions, validating new client relationships and learning how to protect US Bank’s clients. 
• Learn how to analyst past transactions to evaluate when a client is a victim of fraud.
• Learn how the bank evaluates threats and incorporates them into systemic risk controls.
• Apply your technical background to implementing fraud prevention rule sets.
• Learn how to evaluate client information as it relates to receiving access to banking products.
• This position will work cases using various investigation methods and tools. The customer may need to be contacted for investigation.
• You will be posted with a rotation of team managers who will give you a snapshot of their professional work. They’ll teach you how to judge performance of their agents and will give you an inside track on how they motivate others to perform in their role.
• You’ll also be posted with the department manager and complete ad hoc tasks related to the day-to-day function of the counter fraud department.

From day one, you'll make meaningful contributions to our business while developing your business acumen, sharpening your skills and growing your network. As a graduate you'll receive:

• Intentional, on-the-job learning supplemented with formal professional development
• Immersive experiences to build skills that are in demand today and in the future
• Transitional support catered to your unique needs as a student
• A cohort and network of peers, advisors and senior leader advocates
• Social and volunteer events that build meaningful connection

Who we’re looking for

We’re looking for intellectually curious and creative thinkers who can think on their feet and thoughtfully react to a changing market.

Core Bahaviours

• Collaboration – Build partnerships and promote a culture of teamwork.
• Customer Centricity – Build strong customer relationships and deliver customer centric solutions.
• Drive for Results – Hold self and others accountable to consistently achieve meaningful results.
• Ethics & Trust – Maintain high ethical standards; gain the confidence and trust of others through honesty, integrity and authenticity.
• Inclusion – Build a culture of equity and inclusion in which diverse ideas, talent and perspectives are welcomed and encouraged.
• Risk - Appropriately identify and manage risks, in compliance with applicable laws, rules and regulations, and with Company Policy.

Basic qualifications

• Pursuing a Bachelor’s degree ideally in Business, International Business STEM, Data Science, Economics or related fields including a Data Analytics (Class 2025 or 2026)
• Less than 1 year industry experience required
• English C1 level - request for English CV only
• Strong written and communication skills
• Excellent interpersonal skills
• Solid understanding of finance and technology
• Strong in Excel and PowerPoint
• Attention to detail 

Preferred qualifications

• Solid understanding of financial, data analysis and technology
• Strong command of financial modeling, forecasting, and cost-benefit analysis
• Proficiency in data analysis tools (SAS, SQL, Python, R preferred)
• Agile experience

Location: Puławska 17, 02-515 Warszawa.

• The role offers a hybrid / flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

Contract: 2 year Fixed Term Contract

This position is not eligible for visa sponsorship.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process, please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair, equitable, and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract, retain, and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

• Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.

• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).

• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.

• Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive, inclusive, and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer, including monetary and non-monetary benefits, at Employee benefits and development | U.S. Bank | Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.